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Stephen Holland - OVM with AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 1084044 in Virginia Beach, VA

Stephen Holland - OVM with AnnieMac Home Mort...

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Mortgage Loan Originator | NMLS# 1084044

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Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Reviews from Web
  • Encompass
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    CHARLENE H
    Moyock, NC
    Posted on March 29th, 2025 10:37 PM
    Steve is always available when I need him.
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    Austin Z
    Norfolk, VA
    Posted on March 21st, 2025 12:00 AM
    Steve Holland was extremely responsive and helpful along with his assistant. Any questions I had were answered promptly with great care taken to my exact situation. This made the home buying process as easy as possible.
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    Jalyn J
    Norfolk, VA
    Posted on March 19th, 2025 12:00 AM
    Steve was amazing all the way through the entire process! He made himself available to answer and questions or concerns that I had while explaining it thoroughly. I highly recommend his service my wife and I are very pleased and excited to...
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    Reply from Owner
    March 20th, 2025 12:00 AM
    Jalyn, It was such a pleasure getting to meet you and getting to work with you and your wife. You all were super in every way in helping us get your loan closed and in just over two weeks. I'm glad my team and I could help you all with getting...
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    Brandon
    Portsmouth, VA
    Posted on December 2nd, 2024 12:00 AM
    Steve Holland at OVM was amazing! From getting me Quickly qualified, and dealing with self employment frustrations, to now a first time home buyer! Very personable, yet always getting every document in before it was due. He was very passionate,...
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    Reply from Owner
    December 12th, 2024 12:00 AM
    Brandon & Ashley - I want to thank you for giving me and my team the chance to help you with getting your 1st home. This was a fast closing and we had a lot going on but you both were great to work with, you all were right on top of getting...
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  • Encompass
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    Ashley B T
    Portsmouth, VA
    Posted on November 27th, 2024 03:25 PM
    Steve was always available if we had any questions. He was very informative and we could tell he really cared about helping us with our home buying process!
    Reply from Stephen Holland
    December 7th, 2024 03:29 PM
    Thank you so much, Ashley, for your kind words and the stellar rating! I'm thrilled to hear that I was able to provide the support and information you needed throughout your home buying process. I take great pride in the work I do, and to know...
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    TOM P
    Virginia Beach, VA
    Posted on July 22nd, 2024 01:27 PM
    Always communicating with me and the client
    Reply from Stephen Holland - OVM with AnnieMac...
    July 22nd, 2024 01:37 PM
    Tom, Thanks for the kind words. I like to keep everyone up to date with everything that is going on with a loan file. After 13 years as a senior loan officer, I have found the more we all communicate the better the entire team works together...
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  • Encompass
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    Saleem A S
    Hertford, NC
    Posted on June 26th, 2024 01:01 PM
    Stephen Holland was fantastic throughout my loan process! Their guidance and support made everything a much smoother and more positive experience.
    Reply from Stephen Holland - OVM with AnnieMac...
    June 26th, 2024 02:18 PM
    Saleem, You have been an absolute delight to work with from the first time we spoke until your closing and beyond. I truly felt like I was dealing with an old friend! I am so happy for you and your family. I know you all will be so happy in...
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  • Zillow
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    Sashajmattar
    Virginia Beach, VA
    Posted on June 26th, 2024 12:00 AM
    Stephen was absolutely amazing throughout the whole process ! We were able to close on our dream home in 30 days without any issues. The follow up and constant check in was also great. Thank you ☺️
    Reply from Owner
    June 27th, 2024 12:00 AM
    Maroun & Sasha, What can I say; you both make my job so easy. It clients like you that make me love my job! I am so happy that you are in that awesome new home. I know you all will love it and have so many great times there. Don't ever hesitate...
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  • Encompass
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    DIANA G
    Hertford, NC
    Posted on June 25th, 2024 05:05 PM
    Stephen is one of the best communicators in the business. He kept me informed every step of the way. He went overboard in helping our client become qualified which was a year long journery. In 18 years in the business, this is one of the best...
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    Reply from Stephen Holland - OVM with AnnieMac...
    June 25th, 2024 05:23 PM
    I certainly do appreciate these kind words, Thank you! My team and I work extremely hard to make these deals seem like it was effortless for the borrowers. My goal is that after the closing the buyers are happy and so excited they just got...
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  • Zillow
    S
    Saleem A
    Hertford, NC
    Posted on June 21st, 2024 12:00 AM
    Dear Stephen,Thank you so much for your incredible help in securing my home loan. I truly appreciate your efficiency and hard work in getting me approved in such a short timeframe.Your assistance throughout the process was invaluable.
    Reply from Owner
    June 24th, 2024 12:00 AM
    Saleem, You have been an absolute delight to work with from the first time we spoke until your closing and beyond. I truly felt like I was dealing with an old friend! I am so happy for you and your family. I know you all will be so happy in...
    read more
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    About
    Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    View All
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    Positions
    • OVM - Senior Loan Officer
      Jun 1, 2013 - Current

    Year Started

    2013

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1084044 - Licensed in Virginia & North Carolina
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.