

Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044

Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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My experience with Steve Holland was very enjoyable. Steve answered all of my questions during my refinancing process since it was my first time. He made it less stressful than i expected. He was available for anything I needed through the...
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Reply from Owner
May 2nd, 2018 12:00 AM
I was happy to be there for you Misty. I try to make buying a home or refinancing your current home a fun and simple experience. There are too many other things in life to worry about to have to stress over this. So I try to help all of me...
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Steve Holland helped me tremendously on getting my loan. I didn't have to worry about anything because still was on it. Anytime they needed something from me, Steve would give me a call and gave me the precise information on what other information...
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Reply from Owner
May 2nd, 2018 12:00 AM
You made this more like working with a friend then a client and with your fast response to my request for information we were able to make your VA Loan happen without a hitch. Thanks for being such a wonderful client as well as you service...
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Steve Holland held our hand through the overwhelming mortgage loan process. He kept us informed from everything to expect to, what to do next. He was extremely knowledgeable of the loan process and the thousands of questions I had. His diligents...
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Reply from Owner
May 2nd, 2018 12:00 AM
You two are why I am here! To help make that dream of home ownership come true. There are a lot of moving parts to buying a home, but it can be fun if you just ask questions and work with good people like yourselves. Thanks for the kind words!...
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A pleasure to work, a nice touch showing up at closing. Would recommend to anyone looking for a professional organization. Helpful thought out a stressful transaction. From start to close was treated with respect from everyone
Reply from Owner
May 2nd, 2018 12:00 AM
You were so great to work with and have as clients! It's clients like you that make my job not seem like work buy a pleasure! Thanks for allowing me to be a part of your home buying process. I appreciate your kind thoughts!
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.