Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Steve finds a way to get things done, he's communicative and hard working. He always puts his friends and customers first.
Stephen and Allison were wonderful to work with! As a first time home buyer, they answered all of my questions (and I had A LOT) quickly and were very patient with me as they explained everything. Stephen made what could have been very stressful...
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Stephen and Allison were wonderful to work with! As a first time home buyer, they answered all of my questions (and I had A LOT) quickly and were very patient with me as they explained everything. Stephen made what could have been very stressful...
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Steve is great to work with. This is our second time buying a home with him. He made the process easy and was diligent about finding us the best deal.
Reply from Owner
September 10th, 2026 12:00 AM
I am so happy for you both. This all came together like it was a dream, great deal for you all and a wonderful adventure lies ahead of you. It is always a pleasure working with you both. Please know that I am always here for now and into the...
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Very helpful team quick to answer any questions.
Reply from Stephen Holland
March 30th, 2026 07:50 PM
Chandler, I'm grateful for your kind words about my team's responsiveness in addressing your questions. If you have any more inquiries or need further assistance, please let me know.
The Steve and his team with OVM made the loan process easy and stress free. We were able to complete the application for the loan process online which made the process convenient.
Reply from Owner
January 14th, 2026 12:00 AM
Donna, It was a pleaseure working with you to get your new home. I know you all are going to have many happy years in that home. Please let me know if you ever have any questions or if I can help in the future. - Thanks Steve
The communication ablbd education throughout the process was great.
Reply from Stephen Holland
December 30th, 2025 04:58 PM
I'm pleased to hear that you found the communication and education throughout the process helpful. Ensuring you're well-informed is important to me. Should you have any more questions or need assistance, please don't hesitate to reach out.
Just being able to keep communication was a good thing.
Reply from Stephen Holland
November 28th, 2025 02:43 PM
I'm glad to hear that you appreciated the communication throughout the process. If there's anything else I can assist with, please feel free to reach out.
I recently worked with Steve on a closing for a property that I was purchasing. The process was very smooth, Steve made what can be a stressful process a good experience. He is very knowledgeable and quick with responses. I would highly recommend...
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Reply from Owner
September 12th, 2025 12:00 AM
Neil, Let me start of by saying what a great client you were! You where on top of any documents or whatever may have been needed. That is what make getting a mortgage so much easier. I thank you for your trust in me and my team to get your...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.