Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Fast, friendly service with EXCELLENT communication and follow through! Highly recommended!!! Stephen always kept us informed throughout the process. He delivers and gets the job done and on time!
Reply from Owner
September 12th, 2025 12:00 AM
Eric, Thank you for your kind words. It means a lot when a realtor trust you with a family members loan especially when they are a service member. I truely enjoy working with military families to help them as they do so much for all of us!...
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Steve was very attentive and accomdating to us and was very patient considering we were first time home buyers. We ill I'll definitely be recommending him to our friends and family getting ready to buy a house
Reply from Stephen Holland
September 12th, 2025 10:16 PM
It was a pleasure assisting you as first-time home buyers, and I'm glad I could provide the patience and accommodation you needed. Thank you for considering recommending me to your friends and family. If there's anything else I can help with,...
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Stephen Holland was very friendly but was VERY forceful to get me to sign documents that were not correct. Additionally, gave me false information about closing, didn’t provide the correct closing documents, and moved my EMD without telling...
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I had a fantastic experience from start to finish, and was responsive, knowledgeable, and truly dedicated to making the home buying process smooth and stress-free. Alll my questions were clearly answered, and kept everything on track with great...
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Reply from Stephen Holland
June 20th, 2025 05:22 PM
I'm thrilled to hear that your experience was fantastic from start to finish. It was a pleasure assisting you with the home buying process. Your satisfaction is important to me, and I'm glad I could provide the support and communication you...
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Always enjoy working with Steve.
Steve and Allison made this whole process easy for us. They both were quick to respond to calls and emails. When closing had to be moved , due to an unfinished repair, Steve was there to make the change as simple as possible.
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Reply from Stephen Holland
June 17th, 2025 02:07 PM
I'm thrilled to hear that the process was made easy for you. It was a pleasure working with you, and I'm glad Allison and I could assist with the quick responses and help with the closing adjustment. Thank you for your kind words, and congratulations...
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Steve and Allison made this whole process easy for us. They both were quick to respond to calls and emails. When closing had to be moved , due to an unfinished repair, Steve was there to make the change as simple as possible.
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Reply from Owner
June 10th, 2025 12:00 AM
Dora & Johnathan, I was so happy when I heard you where buying a new home and wanted me to help you with the process. While we had a lot to get done for your loan, you where always right there to get us what we needed to get youm closed. With...
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Very promt with responding to phone calls, willing to answer all questions, tell you all the info up front, does not hide anything, informative throughout the whole home buying process.
Reply from Stephen Holland - OVM with AnnieMac...
June 7th, 2025 05:18 PM
Thank you for your positive feedback, Zacharia. I'm pleased to hear that you found my communication prompt and informative throughout your home buying journey. Transparency and responsiveness are priorities for me, and I'm glad they contributed...
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Very promt with responding to phone calls, willing to answer all questions, tell you all the info up front, does not hide anything, informative throughout the whole home buying process.
Reply from Owner
May 30th, 2025 12:00 AM
Zac, We went through a few offers and different homes before you found the awesome home you bought. I am always so happen when I can help out a veteran from our armed forces. I'm happy for you and know you and your family will enjoy that beautiful...
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Both Allison and Steven were always available to answer all my questions and was willing to give advice that made this whole experience so much easier I really appreciate them both
Reply from Stephen Holland - OVM with AnnieMac...
May 7th, 2025 01:55 PM
Jody,Well what can I say... With everything that was thrown at us to try to stop us from getting this done from the courts to your ex-wife to clearing joint debts; but regardless of all the we got you closed.I thank you for your trust and all...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.