Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Great communication
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:26 PM
I am so glad that your brother referred you to me. It was so nice getting to meet you after hearing about you for so long. I am so happy that we were able to help you get your 1st home as well as seeing a young service man make his dream of...
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Steve walked me through a for sale by owner deal. I highly recommend. He knew exactly what was required to close. Smooth process.
Reply from Owner
April 10th, 2023 12:00 AM
Alex, I can't tell you how much I enjoyed working with you to get you another investment home. If there is ever anything we can do for you in the future please call. I know you are going to be so happy with that property a what a great deal...
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Steve helped me close a deal that had been through the wringer with another company. I called him extremely stressed out and asking for help. He made my clients feel like they could trust him and was very clear during every step of the process....
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Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:30 PM
Sometimes we all get ourselves in a little bit of a jam and need to find someone... anyone that can help. Well in this case I am so glad that I was there for Jennifer. She could have been a better client. We aske and she had everything right...
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He was very upfront with us. Told us what we would need and communicated so well. We never worried. Stephen was phenomenal, there arent enough words to express how happy we were with him.
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:32 PM
Wow, I rarely close a loan in 9 days, but I am so happy that you all came to me after what the other lender did to you! You all where so awesome in every respect in helping me get this deal pushed through so fast. I am honored that I was able...
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He is absolutely amazing! Super kind and very relatable. He is was very thorough and detailed and on top of our loan and all the paperwork needed. He was in constant contact with all updates and any changes and of course the expectations going...
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Reply from Owner
January 19th, 2023 12:00 AM
Wow, I rarely close a loan in 9 days, but I am so happy that you all came to me after what the other lender did to you! You all where so awesome in every respect in helping me get this deal pushed through so fast. I am honored that I was able...
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I learned so much by working with Stephen Holland. He was always available to answer any of my questions. He kept me informed every step of the way..including interest rates. Very pleasant to speak with.
Reply from Owner
November 30th, 2022 12:00 AM
Barbara, I am so happy for you after all the thing you went through with the folks buying your old home. I know you are going to be so happy in your new home and have such a great time getting it just the way you like. I often say that it seems...
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Stephen Holland kept me apprised of all details and changes.
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:46 PM
Barbara, I am so happy for you after all the thing you went through with the folks buying your old home. I know you are going to be so happy in your new home and have such a great time getting it just the way you like. I often say that it seems...
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Steve works hard and is super supportive of his clients and agents
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:35 PM
Heidi, As you know I work with a vast number of realtors in Virginia & North Carolina and every time my phone rings and I see its you a smile comes over my face. I just know once I answer it will be something good we get to do together. I thank...
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Positive personality. Carefully explained every step of progress. Made himself available for a after hours conversation providing information on loan types, closing costs scenarios etc. Well informed and kept spouse and I throughly informed...
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Reply from Owner
September 13th, 2022 12:00 AM
Dawn, I had such a great time working with you and John. You all are such wonderful folks you made my job a joy to do. I am so happy for you both and know that your new home will provide you all such great time over the coming years. Please...
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Steve was a pleasure to work with! Very prompt in returning calls and keeping us updated on the loan status throughout the process. Would highly recommend
Reply from Owner
August 30th, 2022 12:00 AM
Sherri, Wow working with you and Steve was a lot of fun! You all made this process so easy for me and my team. I know you all are going to love your new home so much. Please let me know if I can ever do anything for you in the future. - Thanks,...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.