Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Reviews from Web
Stephen is amazing and was amazing through the process. His knowledge and expertise allowed me to close within a very short window. He was available and diligent; answered all my questions and provided advice. Very user friendly and knowledgeable....
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Reply from Owner
November 1st, 2019 12:00 AM
When I tell you I 100% thoroughly enjoyed working with you I mean it! You were so much fun! I am so happy for you and know this is going to bring so much joy into your life for years to come. Please let me know if I can ever be of any help...
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Our dream became a reality with Steve. He does exactly what he says. I do what others can’t. He does it better! He was consistent, polite and so very thorough. Thank you!!
Reply from Owner
October 3rd, 2019 12:00 AM
Ray & Keisha, VA Loans are always fun to do but with you all it was a blast. You all were the best to work with! I had so much fun helping you make your dream come true. If I can ever help you with anything in the future please don't think...
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I was Very pleased with Mr. Holland I was very helpful with every question we had during our house hunting process I would recommend going through his company ovm and personally Mr. Holland through all of your financial needs
Reply from Owner
June 11th, 2019 12:00 AM
Leslie, I worked with you for over a year to get you where we needed to be to get you your first home and I am so happy to see you with the keys to your new home in your hand! It was such a great journey. I know you and Sweelette are going...
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I was pleased with Mr. Holland. He got the ball rolling and we got our home quick. He was very nice and answered all my questions. I would recommend him for your finance needs.
Reply from Owner
April 10th, 2019 12:00 AM
Dale & Donna, I appreciate you allowing me to work with you. I always enjoy working with such wonderful people. I know you and Dale are going to be so happy with you new home for so many years to come! Please let me know if I can ever be of...
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Very professional and realistic expectations and no surprises. Even if you don't think you can qualify for a home, contact Steve and he will give you recommendations to improve your credit score so you can be on your way to home ownership.
Reply from Owner
March 1st, 2019 12:00 AM
It was great working with you and Mark. As I told you in the beginning, everyone qualifies to buy a home if it's not today it's just a matter of working with them to get them to that point. I'm so happy you have your new home and I know it...
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Stephen and his team where the best. They treated us like family. They where available whenever we needed them even on New Years Eve. I would highly recommend OVM
Reply from Owner
February 7th, 2019 12:00 AM
This deal was a lot of fun to say the least! You all could not have been better clients and to have done what you did without a realtor...wow, my hats off to you! I was happy to be there for you whenever I could. Yes, even on New Years Eve...
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Steve was so great to work with. Answered the phone anytime I called or was quick to call back. Whenever I had a question he would answer no matter how many I had. Would definitely recommend him for your investment. Thanks again Steve!
Reply from Owner
February 1st, 2019 12:00 AM
Ashley, Thank you so much for your trust & very kind words! I truly do enjoy working with 1st time home buyers. From the transition you made from the first day we met to the day of your closing you gained so much confidence and knowledge about...
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Steve made clear and easy what could've been an overwhelming and stressful process. He answered every one of my phone calls even before regular business hours when he happened to be eating breakfast. He was very knowledgeable answering all...
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Reply from Owner
December 19th, 2018 12:00 AM
Dan, First off thanks for the nice comments about me. However, it was really great working with you and getting to meet your Dad an Ex-pilot himself and making this happen for you. You worked very hard for this and you deserve this very much....
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Mr. Holland was extremely professional and helpful in every way, always had answers to my many questions and was very easy to get into contact with, highly recommend!
Reply from Owner
December 11th, 2018 12:00 AM
Cody, I am so glad that I was able to help you when no one else seemed to be able to make this happen or was willing to put that effort into your deal that was needed. I really do appreciate your kind words but when I work wit such nice people...
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Mr. Holland and his team were a pleasure to work with. We were grateful for their time, patience, and attention to detail. We would recommend to friends and family.
Reply from Owner
December 11th, 2018 12:00 AM
George, It was with great pleasure myself and everyone at OVM was here to help you and your family. I always enjoy helping young families achieving their dream of getting a new home especially Military families! You and your wife were so much...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.