Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Steve was very helpful with getting our first home. He was very professional and patient with our busy schedules. Had no problem answering phone calls. He sat with us and went in depth with details regarding the house and mortgage. He also...
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Reply from Owner
November 29th, 2018 12:00 AM
Samantha & George, I can't tell you what a pleasure it was helping you all with getting your first home. I am always just as trilled to be able to help anyone in the military get a home loan. You all were so much fun to work with. I wish you...
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He was extremely helpful and a pleasure to work with. I have worked with him multiple times. I would recommend him to all my family and friends for all loan needs.
Reply from Owner
October 31st, 2018 12:00 AM
It is always a pleasure to help you with the loan process but it is an honor to help a Veteran with is second mortgage loan with me! I feel as if I have made a new friend. Thanks for your trust and allowing me to do what I do for you. I look...
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Steve helped us with our VA loan. He was able to get everything processed for us within 5 weeks! He goes out of his way to help where he can! I would recommend Steve to anyone looking for a loan
Reply from Owner
September 12th, 2018 12:00 AM
Jennifer, it was so much fun working with you to help you get your newly built home. I know it seemed like we would never get there at times but you were so on top of everything we needed I couldn't have had better clients! Please keep in touch...
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Awesome mortage lender honest and professional. Consistent communication and rapid follow up. Easy working relationship. Thank you you help making this process this easy. I appreciate you.
Reply from Owner
September 7th, 2018 12:00 AM
Patricia, I know this was a lot to undertake moving from New York to Virginia. But I was glad that I was able to help you make this this happen so you could be closer to you family. It has been so great getting to know you and work with you....
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Steve went above and beyond the call of duty and was there for us every step of the way. We definitely recommend him to anyone who needs a home loan in the area.
Reply from Owner
June 20th, 2018 12:00 AM
Natalie, we had a long road to get to the end of this journey but you made it a great experience and one worth the effort. I'm so happy for you and your family. Enjoy that wonderful new home and please let me know if you need anything in the...
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Steve worked tirelessly to make sure that we got the house we needed. Was able to get us closed in under 3 weeks from making an offer on the house. Truly outstanding!
Reply from Owner
June 19th, 2018 12:00 AM
Wendell I know it seemed like a whirlwind but with such great clients like you that were so responsive to anything that we needed to get your loan done, you made my job so much easier! I know you will be so happy in your new house and in your...
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As a first time home buyer in the military I was struggling with getting a loan. With Stephen’a help I am now a home owner. He walks you through every step and will “hold your hand” the entire way. I would definitely recommend Stephen to anyone...
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Reply from Owner
June 12th, 2018 12:00 AM
Chantel, you worked hard to get this home and you deserve this as well as my thanks for your service to our country and your very kind words. I know you and your family will be very happy in that super nice house for a long time to come. Please...
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Steve Holland was by far the best thing that could have ever happened to us. He made the loan process so easy and comprehensible. He was not joking when he told us to call him day or night if we had questions or concerns. His smooth and calm...
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Reply from Owner
June 4th, 2018 12:00 AM
- Earl, I am so happy to have been a part of your first time VA Military Home buying experience! You and your family are truly what make the long hours, weekends and hard work a worth while. I can't think of a family that will enjoy that awesome...
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Steve and I have worked together on multiple deals and he always comes through. If he can’t find a way then it must be impossible. He is always honest and works with your interests in mind. I’ve recommended him to all my friends and they have...
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Reply from Owner
March 5th, 2021 12:00 AM
It is a true Honor that you feel this way but it is my pleasure to be able to help you get not only your 1st but your 2nd, 3rd and 4th VA home loan from me. I am always proud to help our military families make their dream of home ownership...
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Stephen Holland with OVM financial did an excellent job with our home loan. He helped us receive and obtain everything we needed to make it happen. We closed in less than 3 weeks thanks to Stephen Holland. He was very time-sensitive and aggressive...
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Reply from Owner
May 9th, 2018 12:00 AM
I had just as much fun helping you get your second home as I did your first just a few short years ago. You all were super to work with and so excited about your new home it made all the hard work with every moment! I thank you for your support...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.