Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Reviews from Web
Steve has always provided outstanding service! We have gone to him several time, and also asked many questions. He has always been responsive and professional! We’ve recommended him to friends and family and we plan to keep returning to him....
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Reply from Owner
July 1st, 2020 12:00 AM
Well what can I say...Here we are again! You all are so great to work with! I'm so happy that we were able to get your refi done and save you so much on you IRRL Refi. I'm sure you will find something fun to do with all your savings...lol!...
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Steve is an outstanding professional in his field. Client oriented and pays strict attention to details to avoid surprises at closing. He treats his clients like family and goes the extra mile to ensure his clients best interests are first.
Reply from Owner
June 11th, 2020 12:00 AM
Joe & Ruth, we have done a number of loans together now and I can only say each time we work together seems better than the last! You all are great and I'm glad our country had people of your stature serving in our Military. You know that if...
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Mr. Steve Holland gets the ball rolling fast, and at the same time, is very patient in walking you through the whole process. Communication is very solid. Would highly recommend!
Reply from Owner
April 28th, 2020 12:00 AM
Jason what can I say...if we had any more fun doing a loan it wouldn't have been work! You were great to work with! I am so happy that we were able to get what you wanted to be done accomplished with your refinance. Please let let me know if...
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Steve was great. He called me super quick after a recommendation was made by a friend. He made my refinance process simple, and easy for me to do with my busy schedule. I would highly recommend. Thanks Steve!
Reply from Owner
April 9th, 2020 12:00 AM
Kristen, I'm glad that I could be there for you to help. When it come to helping a Veteran who has severed our country save money on their mortgage I consider it a honor! Please don't think twice to let me know if I can ever help you with anything...
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Steve will go the extra mile for you. He is dedicated and will work with you to get a mortgage. He is part of a great time that makes sure that you are well informed through the entire process. I highly recommend him and OVM financial
Reply from Owner
March 26th, 2020 12:00 AM
Alice, It took us a few houses to find the right one and then dealing with the sellers took all we had but you all were real troopers! We did what we needed and got you a great new house! I could not of had better clients to work with and I...
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I asked Steve to get me a loan for refinancing my home, he went to work and in a couple of weeks we closed. The whole transaction was seamless and he kept me updated throughout the process. He was with me every step of the way and went the...
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Reply from Owner
June 25th, 2024 12:00 AM
Frank, thank you for these kind words. A lot of my job being done well is have good clients, and you are up amongst the best! Please know I am always here for you in the future if you ever need anything. Enjoy your home. - Thanks, Steve
Steve and his assistant Beth are fantastic to work with. They are thorough, knowledgeable, and quick to respond to questions and concerns. They walk you through each step of the process, offering you advice and guidance as you go. We never...
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Reply from Owner
December 13th, 2019 12:00 AM
Emily, you and Adam could not have been the more perfect clients! Beth and I are already missing you all! I know you will be so happy in your fantastic new home and enjoy so many great years there along with that short drive to work now......
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Steve is absolutely Amazing! He will go above and beyond to keep your mind at ease. You can call him at any time of the day and he will gladly answer your calls. Best home loan services indeed, ask for Steve!!
Reply from Owner
November 21st, 2019 12:00 AM
Thank you Kareem, working with our military to help people like you get your home is why I work so hard, YOU MAKE IT WORTH IT! I cant tell you how much it meant to be able to help you get this home. If I can every do anything for you in the...
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I had the pleasure of working with Mr Holland while purchasing my first home. It was a very smooth process and I would recommend him to anyone. Thank you Mr. Holland!
Reply from Owner
November 21st, 2019 12:00 AM
Pete, helping someone get their first home is always some much fun but when it is combined with working with someone actively serving in the military its a double pleasure! You did everything we asked and made my job very easy, you seemed like...
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Steve treated me like family. I would uss this service again. My score for him is A++ . Looking forward to spending the holidays in my new home thanks to Steve and OVM
Reply from Owner
November 18th, 2019 12:00 AM
Chris, it took us a while to get here but you did what I asked and after that we were on a mission and we DID IT! I'm so glad I got to meet you and work with you! This turned out to be more then doing a loan but making a friend. Enjoy your...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.