Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Reviews from Web
ON Time EASY to understand directions QUICK call backs TIMELY paper work for closing QUESTIONS answered to my satisfaction Mr Holland came to closing to help with any last minute questions, non occurred!
Reply from Owner
May 2nd, 2018 12:00 AM
Thank you so much for your kind words. It was such a pleasure to work with you and please don't hesitate to contact me if you have any questions about your loan in the future. Thank you again for your trust and business. It was an honor to...
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Steve was great!!! He got the job done quick and helped us every step of the way!! His assistant Marge is awesome too!! They both were very quick to respond to emails and the process super easy!!
Reply from Owner
May 2nd, 2018 12:00 AM
Wow! If there was anyone that deserves this it's you. We worked long and hard to make this happen and it was a lot of fun along the way. Thanks for your business. Please let me know if I can help with anything in the future. Enjoy your new...
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We have used Steve’s services twice. Both times the experience was great. He locked us into spectacular interest rates. His communication with us was outstanding!
Reply from Owner
May 2nd, 2018 12:00 AM
Both times we have worked together it has been more like buddies on an adventure than someone getting a home loan. I must thank you for your life long service to our country and your trust in me at help you get both of your VA home loans. It's...
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Steve was knowledgeable, professional, and top of all details. He had all documents in order from day one to closing day. Everything was organized and as expected. We would use Steve again for loan needs.
Reply from Owner
May 2nd, 2018 12:00 AM
I truly enjoy and am honored to be able to help our military families get their new homes but when you contacted me from South Korea about a home loan I was thrilled! I thank you for being such great clients and such a wonderful family. It...
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Steve was great to work with, he helped my wife and I purchase our first investment property which also happened to be a challenging foreclosure. He kept us informed through the entire process, we will definitely use him again for any future...
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Reply from Owner
May 2nd, 2018 12:00 AM
Adam you and your wife were such a pleasure to work with and such a great family. I know this is the first of many investment properties you all will get but I am glad you trusted me to be a part of this one. If I can ever assist you in the...
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Steve was very professional and helpful from the beginning to the end of my loan process. He is always available to answer your questions. I would recommend him to my family and friends. Thank You Steve! Sharon F.
Reply from Owner
May 2nd, 2018 12:00 AM
Thank you for your trust from out of state to allow me to get the your new home loan. You were such a joy to work with and I was so happy to make this happen for you and your daughter. Please keep in touch and let me know if I can ever assist...
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Steve Holland knows exactly what is needed to know about getting a loan with OVM. He is very kind and compassionate. He understands the trials and tribulations that buyers go through when trying to get a loan and makes it very easy to understand...
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Reply from Owner
May 2nd, 2018 12:00 AM
I was so happy to a part of helping you get your retirement home on the water! This was such a great time and such an easy loan. You all were so ready and made everything so easy for me. I thank you for your time and trust and I know you will...
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I had the pleasure of working with Steve Holland and couldn't have asked for a better experience. I've purchased multiple homes, and Steve was by far the most responsive loan officer I've encountered. Steve answers questions quickly and often...
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Reply from Owner
May 2nd, 2018 12:00 AM
Buying a home is a large investment and I never forget that and always want to treat all my clients as such. I appreciate you acknowledging this service but I would do this for any of my clients. I however so enjoyed working with you and your...
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Steve explained everything I was signing and going over, he explained it in terms that I totally understood. He was such a personable person to deal with .
Reply from Owner
May 2nd, 2018 12:00 AM
It was great working with you. You seemed very timid about this in the beginning but by your closing you were ready to become a homeowner! I was so happy for you and was so pleased to see that big grin on you face at your closing. That is what...
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The home buying experience is difficult! So many decisions, so much paperwork your stress through the roof! Stephen walked us through the process before we started. We were pro's by the time we were done! He held our hand trough the stress...
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Reply from Owner
May 2nd, 2018 12:00 AM
There is nothing too tough if you team up on it! And you proved that... I'm glad that I could help you walk you through this process. It's easy if you know what to expect. That's what I want my clients to feel like going into this process....
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.