

Stephanie Nelson
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Stephanie was incredible during our home buying experience. She always went above and beyond to answer any questions my wife and I had which made the whole process so much easier. We cannot recommend her enough!
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you so much, Elijah! I'm truly grateful for your kind words and thrilled to hear that you and your wife had a positive experience during your home buying journey. It was a pleasure to assist you both and ensure all your questions were...
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Stephanie is by bar one of the best ladies I know! She goes above and beyond for her clients. Thank you always Stephanie
Reply from Owner
August 25th, 2025 06:10 PM
Thank you so much for your kind words, Christy. I'm truly honored to be considered one of the best by you. Going above and beyond for my clients is something I am passionate about, and it means a lot to know that it's appreciated. If there's...
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Stepanie is and has alwahys been wonderful to work with. very responsive. Just really enjoy working with her
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you, Christy, for your kind review! I'm delighted to hear that you have enjoyed working with me and found me to be responsive. Building a positive and productive relationship with my clients is always my goal. If there's anything more...
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Stephanie Nelson has received a review with 5 star rating from Sunny G
Reply from Owner
August 25th, 2025 06:11 PM
Thank you so much, Sunny! I'm delighted to know that your experience was positive. It's always my aim to ensure everything proceeds smoothly and to be a reliable source of support whenever you need it. If you ever have more questions or need...
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Stephanie was very helpful and made our process seamless. She patiently answeres any questions I had.
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you so much, Sunny! I'm delighted to hear that you found the process seamless and that I could assist with your questions. It’s always my aim to ensure everything goes smoothly and comfortably for my clients. If you have any more questions...
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Stephanie was great, she was very helpful throughout the whole process Highly recommend
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you, Robert! I'm delighted to hear that you found my assistance throughout the process helpful. Your recommendation means a lot to me. If there's anything else you need or any questions come up in the future, please feel free to reach...
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Stephanie Nelson has received a review with 5 star rating from Bryan “ R
Reply from Owner
August 25th, 2025 06:12 PM
Bryan, thank you for the wonderful feedback! I'm really pleased to hear that your experience was positive. If you ever have further questions or need assistance in the future, please feel free to reach out. I'm here to help with whatever you...
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Just a laid back over all experience, wasn't stressful and communication was great.
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you, Michael! I'm so glad to hear that you found the experience laid back and stress-free. Clear communication is something I strive for with all my clients. If you ever have more questions or need assistance in the future, please feel...
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I really appreciated all of the help that Mrs. Stephanie provided me with during my process. She was always so sweet and helpful! Would recommend her to anyone I know. :)
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
I’m so grateful for your kind words, Moriah! It was my pleasure to support you throughout your process. Hearing that you found me helpful and sweet really means a lot. Thank you for considering recommending me to others. If you ever need anything...
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The way you went above and beyond what we ask or expected
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you for your thoughtful review, John. I'm so pleased to hear that my efforts exceeded your expectations. Going above and beyond is something I strive for with every client experience, and your feedback means a lot to me. If there's ever...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.