Stephanie Nelson
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Stephanie made this pocess as simple as possible. She was always on top of everything. From the moment we met her it was like we were old friends like we had known her forever. She led us through the buying of our first house with ease and...
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Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you so much, Mark! I'm truly grateful for your heartfelt words. It was a pleasure working with you and helping make your first home-buying experience as straightforward and comfortable as possible. I'm thrilled to have built such a strong...
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Stephanie Nelson has received a review with 4 star rating from Kristy N
Reply from Owner
August 25th, 2025 06:16 PM
Thank you for taking the time to share your feedback, Kristy. I'm glad to see that your experience was mostly positive. If you have any specific areas where you feel I could improve further, I'd be grateful to hear your thoughts. My aim is...
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OWWWWWoman
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you, Kristy, for taking the time to leave a review. If you have any specific feedback or areas you think could be improved, I'd love to hear it. Your insights are valuable and help me continually provide the best service possible. Don't...
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Stephanie made the home loan process easy! She stayed on top of the loan processing and kept me updated. She was so patient and answered ALL my questions
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
I'm so glad to hear that you found the home loan process easy, Michelle! Keeping you informed and answering all your questions is something I take pride in, so your feedback means a lot to me. It was a pleasure working with you, and I'm thrilled...
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Stephanie Nelson has received a review with 5 star rating from Brittany M
Reply from Owner
May 8th, 2025 03:39 AM
Thank you Brittany for being an amazing borrower! I’m thrilled to have been a part of your new home purchase!
Stephanie was amazing!!! She helped me through every bit of worry and anxiety I was having through this process!
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you, Brittany! I'm really glad to hear that I could help ease your worries and anxieties throughout the process. Supporting my clients every step of the way is something I truly value, and it's great to know you felt that care. If you...
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here for me when I had any question or concern definitely five stars. Stephanie was a blessing to work with!!!
Reply from Stephanie Nelson
October 21st, 2026 08:54 PM
Thank you, Brandon! I’m grateful for your kind words and so glad to hear that you felt supported and at ease throughout the process. It’s important to me to be there for any questions or concerns you have. Working with you was truly rewarding,...
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Everything was super smooth. All of our questions were answered in a timely manner.
Reply from Stephanie Nelson
October 21st, 2026 08:54 PM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
It didnt matter the time of day if we had any questions she was just a phone call away. She answered everything that we needed. Without her I don't think our experience would have gone as well as it did!
Reply from Stephanie Nelson
October 21st, 2026 08:54 PM
Hunter, thank you so much for your kind words! It truly means a lot to know that I was able to make a positive impact on your experience. Being available and answering your questions is something I aim to do for all my clients, and I'm thrilled...
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The step by step instructions and directions especially for a first time buyer. was with us every step of the way and happy about it
Reply from Stephanie Nelson
October 21st, 2026 08:54 PM
Thank you so much for your kind words, Nickolas! It was a pleasure to guide you through the process, especially as a first-time buyer. I’m thrilled to hear that the step-by-step instructions were helpful. Being there for my clients every step...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.