Lower Mortgage, El Paso, TX
El Paso, TX
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Michael Swopes is one of the best in the business. I have been working with him for the past 15 years. I will definitely be using him again!
Leslie was very knowledgeable and either answered the phone or quickly returned calls. So I was always up to speed throughout the transaction. She's a PRO!!
Reply from Lower Mortgage - Leslie Bergen
October 26th, 2026 05:31 PM
Thank you so much Lee. It was a pleasure to work with you and your buyers! I appreciate your trust!
Leslie and her team were absolutely great to work with. Their customer service and communiction were exceptional throughout the entire process. She kept my clients and I updated in a timely manner. I will recomend Leslie and her team to anyone...
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Reply from Lower Mortgage - Leslie Bergen
October 25th, 2026 07:52 PM
Mily,, thank you for your kind words. I'm glad to hear that the communication and customer service from our Atlas team, met your expectations. It was a pleasure working with you and look forward to a great relationship moving forward! Thank...
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Thanks so much to Rachelle and team for making our home loan possible. She was super quick and super knowledgeable and always on call to answer any and all questions we had. She definitely made the process as easy as possible and worked very...
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Reply from Rachelle Killman
November 2nd, 2026 04:55 PM
I'm grateful for your kind words, Gabriel. It was a pleasure to help you with your home loan through Lower, and I'm glad I could make the process easier for you. Thank you for recommending our team.
Rachelle Killman, Megan Ferguson and the entire team at Atlas Team/Lower Mortgage Co. Were very professional, effecient, friendly knowledgeable and attentive. As first time buyers we had many questions. They were available almost 24/7. Kept...
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Reply from Rachelle Killman
November 2nd, 2026 07:35 PM
Thank you for your kind words, Aly. I'm pleased to hear that you felt supported throughout the process with Lower and that both Megan and I could contribute positively to your experience as first-time buyers. It's wonderful to know that we...
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Rachelle did an amazing job helping my clients through the process. She Was on top of everything and always communicating and explaining everything in an easy and simple way. Thank you Rachelle for your hard work.
Reply from Rachelle Killman
October 25th, 2026 04:39 PM
Heba,
Thank you so much for the kind review. I feel exactly the same about you! You are great with your clients and keep everything moving along and so organized. I look forward to working with you again.
Leslie is really "the mortgage mom" she was in communication with us explaining EVERY step since we are first time home-buyers using the VA home loan. there are no words to describe how amazing and easy the process was with her as well as how...
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Reply from Leslie Bergen
October 25th, 2026 07:54 PM
Luis, it was an honor to serve you and your sweet family. I know firsthand how relocation can be challenging and having the right team makes it so much better! I wish you and your family great joy in your new home and this new adventure in...
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This was the second home i purchased and I chose her because she doesn't make comments like, "I'll let you know" or "I'll see what I can do!" She gets it done and stays in constant contact. I hope you guys realize how lucky you are to have...
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Reply from Heather Stokes
October 30th, 2026 05:49 PM
James, thank you for your thoughtful review. I'm pleased to know that my commitment to communication and getting things done made a difference in your home-buying experience. It's rewarding to be considered a valuable asset, and I'm grateful...
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Constant communication and follow through
The communication that went on during the process was excellent. When they needed something, I knew immediately and they kept me informed of the progress on the loan with constant updates. They were a great help on the communication through...
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Reply from Lower Mortgage - Leslie Bergen
October 15th, 2026 05:34 PM
Thank you for trusting us with your home mortgage. We appreciate you and the opportunity to serve you. Wishing you great joy!
1–10 of 2014
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.