Stephanie Nelson
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
I worked with Stephanie as my mortgage lender and she was absolutely amazing from start to finish. She kept me updated through every step of the process and made sure I always understood what was happening. Buying a home can be stressful, but...
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Reply from Owner
December 1st, 2025 12:26 AM
Thank you for sharing your experience! I'm honored you felt supported throughout your home buying journey. I'm grateful our paths crossed and thrilled to have been a part of your homeownership journey.
I recently had the pleasure of working with Stephanie Nelson at USA Mortgage, and I can confidently say that my experience was nothing short of exceptional. As a first-time homebuyer, I had a lot of questions and concerns, but Stephanie was...
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Reply from Stephanie Nelson
November 18th, 2025 02:34 PM
Thank you, Jamaica, for your kind words. I am grateful to be part of your homeownership journey! You are a wonderful example of how determination and plan execution can make dreams come true. Wishing you all the best.
Stephanie Nelson has received a review with 5 star rating from Kelley V
Reply from Owner
November 18th, 2025 02:35 PM
Thank you, Kelley, for trusting me to help make this happen for you and your family. You all were amazing to work with!
Stephanie excelled at communication! She was ready and willing to answer any questions we had along the way. We would recommend Stephanie to friends and family.
Reply from Owner
November 18th, 2025 02:38 PM
Shannon, I appreciate you choosing me to help with your forever home. I’m thankful to know you and be a trusted contact for all your home loan needs.
Any questions or concerns I had she was right there to answer
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Quick responses, kind and efficient.
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
I’m glad to hear that you found my responses quick, kind, and efficient, Shawntay. It's important to me to provide reliable and supportive service. If there's anything else you need or additional questions arise, please don’t hesitate to reach...
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Stephanie made everything as simple as possible, stayed engaged if we needed to get something done, and was always accessible if we had any questions. She was super friendly and helpful. We couldn't have asked for a better experience.
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
It's great to hear your feedback, Luke. Making the process simple and being available to answer any questions is always my aim, so I'm glad to know this was your experience. I'm pleased that you felt supported throughout the journey. If there's...
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Shes amazing got me and my 5 kids a place so fast stays on Yoo if every question you may have y'all would love her
Reply from Owner
September 11th, 2025 01:21 PM
Thank you for trusting me Jamie! I’m so thrilled for you and your family. If you need anything in the future, I’m here.
I loved Stephanie she was amazing she stayed on top of any questions I may of had I appreciate what she has done for my family!!!
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
I'm really touched by your words, Jamie. I'm glad I could assist with any questions and be there for your family. Your appreciation means a lot, and if there's ever anything more you need, feel free to reach out. Thank you!
Stephanie is so easy to work woth ! Very flexable with hours and very easy to get ahold of ! Love love love Stephanie
Reply from Stephanie Nelson
October 21st, 2026 08:55 PM
I appreciate your kind words, Vivian! It's great to know that you found it easy to work with me and that the flexible hours were helpful. Being available and accessible is an important part of what I do. Thank you for your feedback, and if...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.