

Stephanie Nelson
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Stephanie Nelson has received a review with 5 star rating from Roger R
Reply from Owner
October 27th, 2026 07:03 PM
Thank you for your 5-star rating, Roger! I'm glad to know you had a great experience with me.
Stephanie has been awesome. Very patient with my work schedule to get the deal done. 10/10 highly recommend!!!
Thanks
Reply from Owner
October 27th, 2026 06:57 PM
Travis, thank you for your wonderful feedback! I'm really glad I could accommodate your schedule and help you get the deal done. It was great working with you.
Stephanie and Amy were great. They kept me informed and updated as to the progress of the loan. They helped me figure out things I was having trouble getting done. They were very understanding and worked to rush this one thru to meet closing...
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Reply from Owner
October 27th, 2026 06:56 PM
I'm so glad to hear that you had a positive experience, Pop! Amy and I were happy to keep you informed and assist with your loan progress. Thank you for recommending us, and I'm pleased we could meet your closing deadlines.
Lindsey Byrd here I don’t know why it shows my brothers name LOL Stephanie was great and quick with the whole process and I had NO CLUE what I was doing but she answered every question I asked!!
Reply from Owner
October 27th, 2026 06:55 PM
Thank you for sharing your experience, Lindsey! I'm really glad I could assist you and answer all your questions throughout the process. It was a pleasure working with you, and I'm happy I could help make your journey a smooth one.
Stephanie Nelson and her assistant Alysia were the BEST team to have on our side in trying to buy our first Home 🏡! They worked so hard and endless hours to make what my husband and I thought would never happen, happen!! They did that 👏 Aside...
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Stephanie was the best. She guided me through entire process of buying a house where the financing is concerned. She worked extra hard to get the best rate for me and lowest payments possible. I would definitely use her again and will be referring...
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Reply from Owner
October 27th, 2026 06:52 PM
Terry, I truly appreciate your kind words! I'm glad I could assist you with the financing process and secure the best rate and payments for you. It's wonderful to hear you'd consider using my services again and refer others to me. Thank you!...
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We loved our experience overall and was very quick to answer back to messages it was the best
Reply from Owner
October 27th, 2026 06:52 PM
I'm so glad to hear that you loved your experience, Hope! I aim to provide quick and efficient communication, and it's wonderful to know it made a difference for you.
Stephanie is the best! She was so patient and kind. She answered every question I had with knowledge and understanding.
Reply from Owner
October 27th, 2026 06:51 PM
I'm grateful for your kind words, Linda. It was great to assist you with your questions and provide the support you needed. I strive for such positive experiences, and I'm pleased to have been part of yours.
Stephanie Nelson with USA Mortgage is the best!!! If toy are looking for a Mortgage Loan she's the person to help!
Reply from Owner
October 27th, 2026 06:51 PM
Thank you, Sarah! I'm so glad to hear you had a great experience with me. If you ever need assistance in the future, I'm here to help!
Stephanie Nelson was the best love her she was great
Reply from Owner
October 27th, 2026 06:50 PM
Christian, thank you so much for your kind words! I'm glad to hear that you had a great experience with me and the team.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Bond Loans
VA Loans
FHA Loans
Conventional Loans
Mobile Homes
Rural Development
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Positions
- USA Mortgage - Sr. Mortgage OriginatorOct 7th, 2024 - Oct 16th, 2026
- New American Funding - Branch ManagerFeb 1st, 2023 - Oct 7th, 2024
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 136862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.