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Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...


University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
Location & Business Hours
Business Hours
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24 hours(Open now)
Sun
24 hours
Mon
24 hours
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Reviews from Web
Sheri was great! She was always willing to go above and beyond to make the loan process as smooth as possible. She always responded to emails and questions promptly and took the time to explain different aspects of the loan process to me. Highly...
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Everything was great. Thank you for your service.
I am amazed at how fast we were able to close.
The speed of the process and personalized service.
Sheri did a great job; nothing to change.
Efficient and professional.
Sheri was wonderful!
Being older and trying to get things together was difficult for us but Sheri helped us tremendously and was very patient and knowledgeable of all we needed. Highly recomend her to all. Thanks for everything.
Sheri had a family member, her mother, who passed away just before the process. She did a very good job with our loan application from soup to nuts.
Sheri, our loan officer is really helpful and very thoughtful. That’s our first time experience and it’s been really great.
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About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
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Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)

Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
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Gallery

Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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