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Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...
University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
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Business Hours
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24 hours(Open now)
Sun
24 hours
Mon
24 hours
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Reviews from Web
Sheri was great to work with. Some of the closing costs were higher than I expected or that others have told me they paid or expected me to pay. Overall, the experience was good and I feel I got a competitive rate.
Reply from Sheri Watkins, Ruoff Mortgage
April 8th, 2025 04:01 PM
I'm glad to hear that you had a positive experience working with me and that you feel you received a competitive rate. We understand that closing costs can sometimes be unexpected, and I appreciate your feedback on this matter. If you have...
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Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Crystal B
Reply from Owner
June 17th, 2025 08:05 PM
I'm thrilled to hear that you had a positive experience, Crystal. It was a pleasure assisting you with your mortgage process. Thank you for your wonderful rating and for choosing Ruoff Mortgage. If you have any future needs or questions, feel...
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Easy to get a hold of!
Reply from Sheri Watkins
April 8th, 2025 04:01 PM
I'm glad to hear that you found it easy to reach me. Ensuring communication is smooth and efficient is important to me. Thank you for your feedback, Crystal.
Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Derek B
Reply from Owner
April 3rd, 2025 03:07 PM
I'm thrilled to hear that you had a positive experience with your mortgage process, Derek. It was a pleasure assisting you, and I appreciate your kind words and high rating. If you have any further questions or need assistance in the future,...
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Timely, informative, painless process
Reply from Sheri Watkins, Ruoff Mortgage
April 3rd, 2025 02:54 PM
I'm thrilled to hear that you found the process timely and informative. It was a pleasure assisting you, and I'm glad to know it went smoothly. Thank you for choosing Ruoff Mortgage! I hope you enjoy that gorgeous home of yours!
Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Katie G
Reply from Owner
March 13th, 2025 03:39 PM
Thank you for completing the experience survey. Just wanted to reach out, rates are moving in right direction. We will be watching for the right time to refinance! Hope all is well!
Very knowledgeable and quick to respond. Would recommend to all my friends. Thank you! 😊
Reply from Sheri Watkins
February 1st, 2025 02:26 PM
James, I'm so glad to hear you found my service helpful! It means a lot to me that you'd recommend me to your friends. I truly appreciate your kind words and the 5-star rating. Helping clients like you achieve their homeownership dreams is...
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Sheri was the best! She made everything along the process easy to understand. I would absolutely go with Sheri next time I buy a home.
Reply from Owner
January 13th, 2025 01:21 PM
Thank you Alex! You were a pleasure to work with. I am so glad we got it done so quickly for you! Enjoy your new home!
Sheri made the whole process quick and easy. I would absolutely go with Sheri the next time I purchase a home.
Reply from Sheri Watkins
January 22nd, 2025 08:27 PM
Thank you so much, Alexander. It's very rewarding to hear such positive feedback. I'm really happy to hear that you found our process quick and easy - we aim to provide this kind of service for each and every customer at Ruoff Mortgage. I'm...
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Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Andrea C
Reply from Owner
October 28th, 2024 05:24 PM
I'm thrilled to hear that you were satisfied with your experience at Ruoff Mortgage, Andrea! Your 5-star rating is greatly appreciated. It was a pleasure assisting you and I'm here if you ever need anything in the future. Thank you for choosing...
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About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
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Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)
Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
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Gallery
Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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