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Sheri Watkins, Ruoff Mortgage - Senior Loan Officer | NMLS# 279665 | Ruoff Mortgage NMLS# 141868 in West Chester, OH
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Sheri Watkins, Ruoff Mortgage

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Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...

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University of St. Francis
University of St. Francis
Serving the Greater Cincinnati and Cape Coral/Ft Myers areas are my main focus. I hold licenses in the following states: Florida, Ohio, Kentucky, Indiana, Michigan and Texas. My customer service philosophy is to treat every customer with r...... Show More
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University of St. Francis
University of St. Francis
Location & Business Hours
Business Hours
Fri
8 AM to 10 PM
Sat
8 AM to 10 PM
Sun
8 AM to 10 PM
Overall Ratings
4.91
(86)
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Reviews from Web
  • 3.56
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    Carrie L P
    Fairfield Township, OH
    Posted on June 8th, 2026 04:19 PM
    Communication could've been a lot better. There were several times we weren't on the same page and some things didn't get communicated to us very well. I also had to reset my password everytime I tried to log into loan butler on my phone .
    read more
    Reply from Sheri Watkins, Ruoff Mortgage
    June 12th, 2026 01:22 PM
    Carrie, I appreciate you bringing these concerns to my attention. I'm sorry to hear about the communication issues and the trouble you faced with Loan Butler. Please reach out to me directly so I can address these matters more effectively and...
    read more
  • 5.0
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    Nate G
    Posted on May 8th, 2026 03:23 PM
    Sheri was the best and so helpful every single step of the way!!! Couldn't be more grateful I got her as my loan officer!!! EXCELLENT!!! AAAAA+++++
    Reply from Owner
    May 13th, 2026 04:03 PM
    I'm grateful for your kind words, Nate. I'm happy to hear that you felt supported throughout the process. If you ever need assistance in the future, don't hesitate to reach out.
  • 5.0
    Encompass
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    Nathan J G
    Okeana, OH
    Posted on May 8th, 2026 03:23 PM
    There was never a moment where Sheri wasn't in the loop with me and what needed to be done! I was blessed I got Sheri as a loan officer, it was all so smooth. Couple bumps in the road but nothing Sheri couldn't work out! She's EXCELLENT!!!!...
    read more
    Reply from Sheri Watkins, Ruoff Mortgage
    May 8th, 2026 03:34 PM
    Nathan, I'm grateful for your kind words and for sharing your positive experience. It's appreciated to know that you felt supported throughout the process and that we could work through any challenges together. If there's anything else you...
    read more
  • 5.0
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    J
    Jeffrey R H
    CAPE CORAL, FL
    Posted on April 19th, 2026 03:04 PM
    Attention to detail and responsiveness. Made the process smooth no complications.
    Reply from Sheri Watkins, Ruoff Mortgage
    April 20th, 2026 02:03 PM
    I'm grateful for your kind words, Jeff. I'm pleased that my attention to detail and responsiveness helped make the process smooth for you. If you ever have more questions or need further assistance, feel free to reach out. Always a pleasure...
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  • 5.0
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    Jordan S
    Posted on April 17th, 2026 03:58 PM
    Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Jordan S
    Reply from Owner
    April 20th, 2026 02:03 PM
    Thank you for the excellent rating, Jordan. I'm grateful for your support and am here if you need anything in the future.
  • 5.0
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    J
    Jordan M S
    Indianapolis, IN
    Posted on April 17th, 2026 03:58 PM
    Sheri went above and beyond. She made every step enjoyable. if I could buy 10 more houses, I'd use Sheri!
    Reply from Sheri Watkins, Ruoff Mortgage
    April 17th, 2026 06:43 PM
    Well, what do you say to that! Let's get to it! It was my pleasure. Enjoy your new home with your perfect little family!
  • 5.0
    Encompass
    M
    Michael R C
    Liberty TWP, OH
    Posted on April 14th, 2026 05:19 PM
    Sheri was knowledgable responsive and great to work with. She was able to commit to and complete our closing in 13 calendar days from offer which was one of the differentiators that set our offer aside from the others.
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    Reply from Sheri Watkins
    April 17th, 2026 06:44 PM
    Thank you for your kind words, Michael. I'm glad I could play a role in making your closing process smooth and efficient. It's appreciated to know that the quick timeline helped set your offer apart. If you need anything else, I'm here to assist....
    read more
  • 5.0
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    StaticMisfire
    Posted on March 27th, 2026 03:07 PM
    Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from StaticMisfire
    Reply from Owner
    April 7th, 2026 11:57 PM
    I appreciate your positive rating, StaticMisfire. If there's anything more I can do for you, please let me know.
  • 5.0
    Encompass
    P
    Patrick D F
    Amelia, OH
    Posted on March 27th, 2026 03:07 PM
    Sheri was great to work with. She kept us up to date on everything, was super friendly, and knowledgeable . Greatly appreciate all the help from her.
    Reply from Sheri Watkins, Ruoff Mortgage
    March 27th, 2026 03:11 PM
    I’m glad to hear that you valued my communication and knowledge, Patrick. Keeping you informed and being a friendly resource throughout the process was important to me. Your appreciation is much valued, and if there's anything more I can do...
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  • 5.0
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    Ida K
    Posted on March 24th, 2026 04:42 PM
    excellent to workwith
    Reply from Owner
    March 26th, 2026 01:24 PM
    I appreciate your feedback, Ida. It was a pleasure working with you, ensuring a smooth experience. If you have any further questions or need assistance in the future, feel free to reach out.
  • 10 of 86
    About
    Serving the Greater Cincinnati and Cape Coral/Ft Myers areas are my main focus. I hold licenses in the following states: Florida, Ohio, Kentucky, Indiana, Michigan and Texas. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    First Time Homebuyers
    Down Payment Assistance
    1/1 Year Arm Buydown Program
    New Construction Products
    USDA, FHA, VA
    674
    /850
    Search Rank Score
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    Education
    • University of St. Francis
      Finance & Real Estate
      Bachelor of Business Administration (BBA)
      University of St. Francis logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Nov 17th, 2017 - Current
    Memberships
    • Cape Coral Chamber of Commerce, Women's Council of Realtors
    • Women's Council of Realtors
    • Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
    • View All
    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 279665
    • KY - MC72811
    • OH - MLO.025193.002
    • View All
    Gallery
    Sheri Watkins, Ruoff Mortgage - Gallery Photo
    Achievements
    • Fairfield High School Hall of Fame Class of 1985
    Hobbies
    • Boating, Concerts & Horseracing
    • Attending any sporting event!
    • Wine & Food Enthusiast
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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