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Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...


University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
Location & Business Hours
Business Hours
Sat
24 hours(Open now)
Sun
24 hours
Mon
24 hours
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Reviews from Web
Sheri Watkins was a pleasure to work with. Very prompt and was readily available when needed.
Reply from Sheri Watkins, Ruoff Mortgage
October 28th, 2024 05:24 PM
Thank you so much, Andrea! I'm thrilled to hear that you had a positive experience working with me at Ruoff Mortgage. I pride myself on being accessible and prompt for my clients, and your feedback confirms that I'm on the right track. Looking...
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Sheri worked extremely hard on very short notice to find the exact right product for me and my situation. She was extremely committed to educating me on every step of the process. There were no surprises because Sheri was very real about everything...
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Reply from Sheri Watkins, Ruoff Mortgage
September 30th, 2024 05:09 PM
Amy, it was my absolute pleasure to help you with this transaction. I thoroughly enjoyed working with you and look forward to our next one. Thank you for the kind words! Please keep me in mind for your future endeavors and that of anyone that...
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Sheri was very efficient. Everything was smooth and stressless. Easiest process I've experienced when buying a home.
Reply from Sheri Watkins, Ruoff Mortgage
September 26th, 2024 12:45 PM
I'm thrilled to hear that you found the home buying process to be smooth and stress-free, Allison. Making things easy and efficient for my clients is always my top priority. I'm so grateful for your 5-star review and your kind words. Thank...
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Sheri was very friendly and great to work with. The overall process was frustrating and much different than my first time purchasing a home
Reply from Sheri Watkins, Ruoff Mortgage
August 22nd, 2024 02:26 PM
I'm glad you found my service friendly, Michael. It is always my aim to make the process as smooth as possible for my clients. I understand that your experience this time was different than your first home purchase with us. Every transaction...
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Sheri was great. She made my first home buyers experience great. It all went very smoothly
Reply from Sheri Watkins, Ruoff Mortgage
August 13th, 2024 03:01 PM
So happy to hear! I wish you many happy moments in your new home. If there is anything that I can do for you in the future or anyone that you know, please keep me in mind. Congratulations!
Sheri was so easy to working with and super friendly!
Reply from Sheri Watkins, Ruoff Mortgage
July 5th, 2024 05:22 PM
I'm thrilled to hear about your positive experience, Jamie! It was a pleasure working with you as well. I pride myself on being friendly and approachable while helping my clients at Ruoff Mortgage. I'm glad to know that you appreciated it....
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Working with Sheri was the best experience. She helped me through everything step by step and I couldn't have done it without her.
Reply from Owner
September 26th, 2024 12:53 PM
I'm thrilled to hear that you had such a positive experience, Angie! Your kind words mean a lot to me. It was my pleasure to guide you step by step through the process. Knowing that I could make the process simpler for you brings a smile to...
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Working with Sheri was the best experience. She helped me step by step and I couldn't have done it without her.
Reply from Sheri Watkins, Ruoff Mortgage
June 26th, 2024 02:41 PM
Angie, It was my absolute pleasure working with you. Your home turned out beautifully.. I have no doubt you will have many years of happiness there. Thank you so much for the kind words. Best wishes!
Sheri was wonderful to work with. She was very knowledgeable and efficient. She was very responsive and professional. I would highly recommend Sheri and Ruoff to anyone looking for a loan.
Reply from Sheri Watkins
April 29th, 2024 03:37 PM
Thank you so much for your kind words, Michael. I'm glad you had a positive experience. I take great pride in being efficient and knowledgeable, so I'm glad that it was noticed and appreciated. I strive to provide the best service to my clients,...
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Fast and great communication from start to finish!
Reply from Sheri Watkins
April 29th, 2024 03:38 PM
John, It was my pleasure to work with you and Michelle again! I'm truly grateful for the 4.75-star rating and your kind words. At Ruoff Mortgage, we strive to provide a swift process along with clear communication from start to finish. I'm...
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About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
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Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)

Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
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Gallery

Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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