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Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...
University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
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Business Hours
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24 hours(Open now)
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24 hours
Mon
24 hours
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Reviews from Web
Fast and communication from start to finish!!
Reply from Sheri Watkins
April 29th, 2024 03:39 PM
So happy to have been working with you and your husband again! And very pleased to hear that you found the communication and process to be quick and efficient. It was a pleasure to assist you and I'm always here should you need anything else....
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Sheri did a great Job guiding us through the whole process as first time home buyer, she handled everything with care and professionalism, looking forward to working with her again in our upgrade.
Sheri did a great Job guiding us through the whole process as first time home buyer, she handled everything with care and professionalism, looking forward to working with her again in our upgrade.
Sheri was outstanding!
Reply from Sheri Watkins
April 29th, 2024 03:40 PM
As are you! It was my absolute pleasure help you and hope that you are enjoying your new home! Love to see it soon!
I have been involved in several hundred real estate transactions. This was by far the best, fastest, and easiest closing that I have experienced. I'm very excited to refer Ms Watkins to my friends and family!
Too many documents to sign. Need to steamline the process.
Reply from Sheri Watkins, Ruoff Mortgage
December 8th, 2025 04:21 PM
David,
I hope that all is well with you and that your upcoming Holiday Season is happy, healthy and joyful. Let's catch up soon down here!
Sheri is extremely knowledgeable and very helpful. She explained everything very clearly and exceeded expectations.
Reply from Sheri Watkins, Ruoff Mortgage
December 8th, 2025 04:22 PM
I hope this holiday season is treating you well. I wanted to wish you a Merry Christmas & Happy New Year!
Sheri, such an amazing person. She’s so very helpful very responsive and very patient. I had an amazing experience working with her.
Sheri walked me the loan process and was always available for any questions I had. She made the process seamless. I would recommend Sheri to anyone needing a loan.
Reply from Sheri Watkins, Ruoff Mortgage
December 8th, 2025 04:23 PM
Hi Eleni! I hope all is well. I just wanted to wish you and your beautiful family a Merry Christmas and a Happy New Year!
Just made the process as straightforward and painless as possible. Thank you!
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About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
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Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)
Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
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Gallery
Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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