

Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369

Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Works very hard to make everything happen. My buyers were having a hard time with their loan and Shelbey was able to complete their loan and mine and we were able to close on both of my houses. Shelbey is the hardest working lender I have ever...
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Everything about our process with shelbey was great!
Very professional. Fast responses. Very willing to meet the circumstances that we had for our project
Very easy to work with and was extremely helpful with everything.
you need a scale of one to five one being for poor five being great you can't just go from just okay to great in my book Shelby is good and that would be a 4 five would be great okay would be three
Shelbey was hands on and responded to any question and phone calls in a very timely manner.
Shelby took on what other banks and mortgage companies were either too lazy or too complacent to take on. She kept us aware of every little change in the building loan/mortgage end of our home building process. Yes we had some problems during...
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Shelby was great!!! She worked with us till the end. Always there when we needed her. We could not of ask for a better person to help us through our Refinancing.
Shelbey was very helpful. She went above and beyond to give me many different options on a loan.
Shelbey made this an easy experience and saved us money in the long run.
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions