

Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369

Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Nothing but good things to say. Shelby made the process very easy and understanding for me and my wife. Shelby was professional, responsive, and helpful throughput the whole process i would definitely recommend her.
Shelbey was always available to answer questions and explained every detail to make sure we were comfortable with our loan.
Shelbey was super helpful in our home loan process. As a first time home buyer, I had many questions and she took the time to answer all of them. I highly recommend her services!
Very quick and professional!!
Shelby was super nice and helped us through our first time buying a house. She was always ready to answer our questions and was very knowledgeable.
Shelbey was so helpful through the loan process. Very friendly, prompt and knew her STUFF! I highly recommend Shelbey and her team. You will be glad you did!
She was friendly, knowledgeable and efficient with helping through the buying process of a new home. Being a new home owner she explained things in ways I could understand!
She's great! Gets things done. Great communication!
Great communication and everything done on time.
Shelbey was contagiously optimistic during our difficult home purchase process. Shelbey was constantly in contact to keep us informed on the ever-changing plan. We would highly recommend Shelbey to anyone.
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions