

Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369

Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Shelbey was very helpful. Everything worked out perfect. I had a great experience. Thank you for making my refi so easy and smooth.
.
She was always on top of stuff. She has great communication, & answered all of
My questions.
Shelby was very nice, professional, and answered all of our questions. The loan process was smooth and painless. Thank you!
She was is in constant contact with me and my wife. When there wasnt something right she fixed it.
Great communication!!
Shelbey made the refinance process very easy. Very low stress and communicated all aspects clearly and up front.
Shelbey is very friendly and helped us to make the home loan process easy to understand. She answered all of our questions, was available if we needed her, efficient, and overall made us feel very comfortable with our decision to choose Fairway!...
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Thank you Shelbey for getting us through escrow. It was such an easy and painless experience. Dan and Kim May
With some difficult situations she handled it well and it all turned out great!
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions