Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Better communication. As a first time home buyer the terms could have been explained better. I would have appreciated also if our loan was not handed over to a different person the day before we closed making closing a nightmare. I didn't appreciate...
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Her professionalism, her ability to explain things perfectly, her oversight on the whole project and ability to foresee possible problems is amazing. Her problem-solving techniques are superb, and her ability to work with what she has, her...
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Shelbey was very responsive.
Refi went quickly and smoothly even in a very busy time for refis
Got locked in at a better rate than expected with the term that fit my budget
Shelbey was very personable and on it. She was very easy to work with:)
Very responsive and took the time to explain the process thoroughly as first time home buyers.
Shelbey was always available to answer any questions/concerns, give advice, educate us on the process, and help us in any way to get into our home.
Communication with knowledge
Fantastic communication, Shelbey was always very informative, would always reply promptly and was very easy to talk to!
Shelby always made sure she kept us updated and educated us a lot on the whole process. If there was something that was needed from me she never hesitated to contact me and make sure I was informed. I just really appreciated the consistent...
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions