
Shad Lager
Senior Loan Officer | NMLS # 454659

Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Very smooth, even during pandemic. Advised well along the way. Would not hesitate to recommend to others.
Great service and made it an easy process!
Great job!
Shad made the process easy and simple!
Thumbs up for Shad.
Shad and his team facilitated a very positive, efficient ,and productive experience for my wife and me. From first contact through closing, any apprehensions we had regarding the refinance process evaporated. We truly believe this is a positive...
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Shad was great to work with!
Shad was very transparent and made the entire refinance process very simple and straightforward. Shad is a true professional that takes pride in his work.
Timely communication
Shad always responded quickly to any question I had. He made sure I completely understood where I was in the process which gave me a peace of mind. Thank you Shad!
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org