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Shad Lager - Senior Loan Officer  | NMLS # 454659 in Saint Charles, MO

Shad Lager

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Senior Loan Officer | NMLS # 454659

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Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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98%
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Reviews from Web
  • Encompass
    A
    Ashley M
    Chesterfield, MO
    Posted on May 2nd, 2021 02:37 PM
    Shad was great and easy to work with through out the process. He was very responsive to any communication and made buying a house a very smooth process.
  • Encompass
    K
    Kelli M
    Saint Louis, MO
    Posted on April 27th, 2021 05:26 PM
    Communications from Shad and his team were clear and timely. Shad was always very responsive and acted quickly on things that needed his attention.
  • Encompass
    J
    Janet F
    Saint Charles, MO
    Posted on April 27th, 2021 04:11 PM
    Great communication and compassion for my situation. Very thorough and helpful. Very professional and also kind.
  • Encompass
    L
    Lily S
    Ballwin, MO
    Posted on April 27th, 2021 12:51 PM
    Great communication. Always patient with answering our questions. Our whole family came to him.
  • Encompass
    K
    Kathleen P
    Chesterfield, MO
    Posted on April 27th, 2021 01:01 AM
    Shad always communicated everything so well. The process was smooth and effortless.
  • Encompass
    D
    David P
    Chesterfield, MO
    Posted on April 26th, 2021 02:55 AM
    Kept us “in the loop” at all times. Extremely helpful.
  • Encompass
    L
    Lesley I
    Saint Charles, MO
    Posted on April 22nd, 2021 12:55 PM
    Thank you so much for all your help with our refinance! You made it so easy!!
  • Encompass
    C
    Carolyn R
    Eureka, MO
    Posted on April 21st, 2021 07:59 PM
    It was a simple and easy process.
  • Encompass
    D
    Damien R
    Eureka, MO
    Posted on April 20th, 2021 12:40 PM
    Very easy process to refinance, he got us a great rate. The few questions we had, he answered well.
  • Encompass
    B
    Brett E
    Overland Park, KS
    Posted on April 20th, 2021 12:22 PM
    Shad and his team made our refinancing process easy and we were able to close in a timely manner.
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    About
    Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 454659
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org