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Shad Lager - Senior Loan Officer  | NMLS # 454659 in Saint Charles, MO

Shad Lager

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Senior Loan Officer | NMLS # 454659

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Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Reviews from Web
  • Encompass
    M
    Michael K
    O Fallon, MO
    Posted on June 7th, 2021 12:28 PM
    Shad is very knowledgeable and was able to answer any of the questions we had along the way.
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    Charles D
    Arnold, MO
    Posted on June 4th, 2021 05:20 PM
    I have been going to Shad for financial needs for over a decade now. He is always very helpful and doesn't hesitate to explain any questions or concerns I may have. A real pleasure to work with.
  • Encompass
    D
    Danielle S
    Biggsville, IL
    Posted on June 4th, 2021 03:07 PM
    Shad was so great to work with! As first time home buyers we had so many questions. He walked us through everything and explained things to us patiently and thoroughly. I highly recommend Shad and his team!
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    J
    James R
    Saint Louis, MO
    Posted on June 1st, 2021 07:52 PM
    The assistance and customer service from Shad was outstanding! From cradle to grave he explained every piece of my process and was spot on in the end. He even answered some last min concerns I had not with an email but called direct to make...
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  • Encompass
    M
    Michelle P
    Saint Louis, MO
    Posted on May 29th, 2021 01:05 PM
    Shad was very responsive to any questions.or needs I had during the process. He and his team were very professional and made the process flow easily and quickly.
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    K
    Kristina A
    Chesterfield, MO
    Posted on May 26th, 2021 12:03 PM
    Shad guided me throughout the entire loan process. He responded quickly to my questions and emails. A very good listener and communicator. ( made sure I understood each step) I felt like he put my interests first. Will definitely recommend...
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    Nancy G
    Hillsboro, MO
    Posted on May 14th, 2021 11:31 AM
    Shad answered all of my questions!
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    Rachel L
    O Fallon, MO
    Posted on May 10th, 2021 07:11 PM
    Everything was very quick and smooth. We closed with no issues! Shad and his team were great to work with, and we appreciate all the work they put in to help us get into our dream home. Thank you!
  • Encompass
    M
    Muthuraj K
    Saint Louis, MO
    Posted on May 7th, 2021 02:24 AM
    Mr Shad Lager and his team were very informative with attention to finer details.The conversation I had with Mr Shad Lager helped me to decide on the submission of offer.He made the whole process seamless.Sharing the documents and reviewing...
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  • Encompass
    J
    Joseph E
    O Fallon, MO
    Posted on May 4th, 2021 01:40 PM
    Quick response Clear instructions Easy to work with
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    About
    Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 454659
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org