
Shad Lager
Senior Loan Officer | NMLS # 454659

Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad is very knowledgeable and was able to answer any of the questions we had along the way.
I have been going to Shad for financial needs for over a decade now. He is always very helpful and doesn't hesitate to explain any questions or concerns I may have. A real pleasure to work with.
Shad was so great to work with! As first time home buyers we had so many questions. He walked us through everything and explained things to us patiently and thoroughly. I highly recommend Shad and his team!
The assistance and customer service from Shad was outstanding! From cradle to grave he explained every piece of my process and was spot on in the end. He even answered some last min concerns I had not with an email but called direct to make...
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Shad was very responsive to any questions.or needs I had during the process. He and his team were very professional and made the process flow easily and quickly.
Shad guided me throughout the entire loan process. He responded quickly to my questions and emails. A very good listener and communicator. ( made sure I understood each step) I felt like he put my interests first. Will definitely recommend...
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Shad answered all of my questions!
Everything was very quick and smooth. We closed with no issues! Shad and his team were great to work with, and we appreciate all the work they put in to help us get into our dream home. Thank you!
Mr Shad Lager and his team were very informative with attention to finer details.The conversation I had with Mr Shad Lager helped me to decide on the submission of offer.He made the whole process seamless.Sharing the documents and reviewing...
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Quick response
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Easy to work with
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org