
Shad Lager
Senior Loan Officer | NMLS # 454659

Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad made the whole process very easy. We had not taken out a new house loan for over 38 years and we're a little nervous about going through this whole process. Shad and his team walked us through every step so we always knew what to expect....
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Easy process and great to work with !!!
Shad made it easy !!! Big Thank You !!!
Steve Knight
Shad has great! Thank you!
Shad was responsive and helpful at every step. He answered all our questions and was very knowledgeable. The process is the same, but Shad and his team helped with every step.
We would definitely recommend him.
Shad and his team were very responsive and helpful at every turn. They made the refi seamless.
It was great working with you, Shad! Thank you for making our refi so painless!
Shad knows everything.
Raise his pay!!
Van
Got everything done smoothly
this is the second time I have had experience with Shad. And I will definitely be back. Shad makes the process so easy. Never any surprises and scheduled results.
Shad and his team were fantastic. They helped us find the loan that was right for us and made the whole process very quick and very easy. Would definitely recommend.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org