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Shad Lager - Senior Loan Officer  | NMLS # 454659 in Saint Charles, MO

Shad Lager

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Senior Loan Officer | NMLS # 454659

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Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Reviews from Web
  • Encompass
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    Patricia L
    O Fallon, MO
    Posted on April 16th, 2021 10:51 PM
    Shad made the whole process very easy. We had not taken out a new house loan for over 38 years and we're a little nervous about going through this whole process. Shad and his team walked us through every step so we always knew what to expect....
    read more
  • Encompass
    S
    Stephen A
    O Fallon, MO
    Posted on April 16th, 2021 01:19 PM
    Easy process and great to work with !!! Shad made it easy !!! Big Thank You !!! Steve Knight
  • Encompass
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    Ellis A
    Saint Louis, MO
    Posted on April 16th, 2021 01:07 PM
    Shad has great! Thank you!
  • Encompass
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    Suzanne R
    Rocky Mount, MO
    Posted on April 14th, 2021 11:34 AM
    Shad was responsive and helpful at every step. He answered all our questions and was very knowledgeable. The process is the same, but Shad and his team helped with every step. We would definitely recommend him.
  • Encompass
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    Robert F
    Ballwin, MO
    Posted on April 11th, 2021 03:32 PM
    Shad and his team were very responsive and helpful at every turn. They made the refi seamless.
  • Encompass
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    Beth H
    Ballwin, MO
    Posted on April 10th, 2021 04:17 PM
    It was great working with you, Shad! Thank you for making our refi so painless!
  • Encompass
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    Jana S
    Belton, TX
    Posted on April 10th, 2021 03:43 PM
    Shad knows everything. Raise his pay!! Van
  • Encompass
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    Joshy T
    Saint Louis, MO
    Posted on April 10th, 2021 02:10 PM
    Got everything done smoothly
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    Larry K
    Saint Louis, MO
    Posted on April 9th, 2021 07:26 PM
    this is the second time I have had experience with Shad. And I will definitely be back. Shad makes the process so easy. Never any surprises and scheduled results.
  • Encompass
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    Matthew E
    O Fallon, MO
    Posted on April 6th, 2021 08:57 PM
    Shad and his team were fantastic. They helped us find the loan that was right for us and made the whole process very quick and very easy. Would definitely recommend.
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    About
    Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 454659
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org