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Sebrena Smith - Mortgage Loan Officer in Martinsville, VA

Sebrena Smith

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Mortgage Loan Officer

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I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What... Show More
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Reviews from Web
  • Encompass
    C
    Corinna D J
    Ridgeway, VA
    Posted on October 5th, 2023 09:04 PM
    Very pleased
    Reply from Sebrena Smith
    October 26th, 2023 02:11 PM
    Thank you so much for your review, it was a pleasure working with you!! If you every need anything please do not hesitate to contact me! Sebrena
  • Encompass
    M
    Michael D M
    Bassett, VA
    Posted on September 18th, 2023 11:13 AM
    Mrs. Sebrena Smith was great to work with, she made everything easy to understand and I would highly recommend her to anyone.
    Reply from Sebrena Smith
    October 26th, 2023 02:13 PM
    Michael thank you so much for your 5 star review, I really appreciate it! It was a pleasure working with you!
  • Encompass
    M
    Mary E T
    Charleston, SC
    Posted on September 3rd, 2023 10:45 AM
    Professional staff
  • Encompass
    S
    Stuart L T
    Charleston, SC
    Posted on September 2nd, 2023 10:06 AM
    Sebrena was extremely patient, kept me informed, worked hard and diligently to make a difficult process as easy as possible. My wife and I very much appreciate her and her efforts on our behalf.
  • Encompass
    M
    Margaret V Y
    Eden, NC
    Posted on July 28th, 2023 11:04 AM
    She was available every step of the way and the communication is outstanding
    Reply from Sebrena Smith
    October 26th, 2023 02:26 PM
    Thank you for the 5-star review Margaret, I hope you are enjoying your new home!! Once rates come down, I'll definitely be in touch about refinancing your loan! Sebrena
  • Encompass
    J
    Johanah H K
    Bassett, VA
    Posted on July 19th, 2023 11:13 AM
    Sebrena is very knowledgeable, patient, smart, and kind which is a rare combination. She had looked at all the possible options for a loan for me and was very hel! She is definitely an asset to the company!
    Reply from Sebrena Smith
    October 26th, 2023 02:26 PM
    Thank you so much for the 5-star review Johanah, I really appreciate it! I hope you are enjoying your new home. Please come by and see me anytime, I miss our chats! :)
  • Encompass
    A
    Avery N P
    Bassett, VA
    Posted on July 15th, 2023 12:10 PM
    Personal service and actually meeting what we needed with our best interest in mind.
  • Encompass
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    Charles N K
    Collinsville, VA
    Posted on June 23rd, 2023 11:07 AM
    Sebrena made everything smooth and get comfortable.
  • Encompass
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    Jonathan G M
    Martinsville, VA
    Posted on May 25th, 2023 02:53 PM
    I recently had the pleasure of working with Sebrena, for a cash-out refinance, and I am thrilled to share my positive experience. From start to finish, Sebrena displayed an unparalleled level of professionalism, expertise, and dedication that...
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  • Encompass
    S
    Sharon G M
    Bassett, VA
    Posted on April 16th, 2023 05:47 PM
    Sebrena Smith was absolutely wonderful to work with!! When I was deciding whether to build a new home or not, I heard horror stories from people about the construction loan process. But that was not my experience working with Ms. Smith. I cannot...
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  • 61–70 of 147
    About
    I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Fixed Rate Mortgages
    Adjustable-Rate Mortgages
    Jumbo Mortgages
    Loans for Business Owners
    Second Home Loan
    FHA Loan
    USDA Loan
    VA Loan
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 565324
    Hobbies
    • Spending time with family, playing the piano and reading.
    • Spending time with my daughter and grandchildren, playing the piano and being outdoors.
    Disclaimer
    © 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136