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Sebrena Smith - Mortgage Loan Officer in Martinsville, VA

Sebrena Smith

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Mortgage Loan Officer

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I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What... Show More
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  • Encompass
    J
    Jerry W C
    Rocky Mount, VA
    Posted on April 24th, 2024 01:24 PM
    Sebrena was wonderful to work with she was available for questions by phone or a text at anytime.
    Reply from Sebrena Smith
    April 26th, 2024 12:50 PM
    Thank you so much Jerry, I really appreciate the great review. You and Regina have been so great to work with and I look forward to our continued relationship!
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    S
    Samantha-Ann T M
    Henry, VA
    Posted on April 2nd, 2024 11:22 AM
    Overall communication
    Reply from Sebrena Smith
    April 2nd, 2024 01:14 PM
    Thanks for the review Samantha, I apologize for the lack of communication on my part. You and Tyler were a pleasure to work with and hopefully thru the construction phase and rolling it into a permanent mortgage, we will be able to prove what...
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  • Encompass
    K
    Keith L R
    Ridgeway, VA
    Posted on March 16th, 2024 08:37 PM
    No updates unless we asked.
    Reply from Sebrena Smith
    March 21st, 2024 09:33 PM
    Keith I am so sorry that you had an unfortunate experience with the construction loan process, it is always our goal to give great customer service. I actually thought the process ran smoothly until the 11th hour and again, I apologize that...
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  • Encompass
    K
    Kimberly M W
    Greensboro, NC
    Posted on March 15th, 2024 02:32 PM
    Question I had. She really seems like she understood what I was going through. She was also very patient with me.
    Reply from Sebrena Smith
    March 15th, 2024 02:40 PM
    Thank you for your nice words Kim, it was a pleasure getting to know you and helping you with your new home purchase. Enjoy your new home and I'll be in touch with you when rates drop!
  • Encompass
    K
    Kelvin E C
    Collinsville, VA
    Posted on March 8th, 2024 12:35 PM
    She's a hard worker and great at what she does.
    Reply from Sebrena Smith
    March 8th, 2024 02:00 PM
    Thank you Kelvin - I'm so happy for you and your kids that you have a new home to make memories in. It was certainly a pleasure working with you and I'll be in touch when the rates drop!
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    G
    Garey L S
    Danville, VA
    Posted on January 30th, 2024 12:34 PM
    Working with Sebrena felt like I was working with a friend and not just conducting a business transaction. Sebrena really seemed to have my best interest in mind and found solutions to challenges that popped up instead of just denying the loan...
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    Reply from Sebrena Smith
    January 30th, 2024 02:13 PM
    Thank you again for your kind words, it was a pleasure working with you and Kristin. Please let me know if I can assist you with anything else and I'll definitely be in touch once rates start dropping! Welcome to Virginia!
  • Encompass
    M
    Miguel R R
    Martinsville, VA
    Posted on December 17th, 2023 04:04 PM
    Sebrena was very helpful and easy to work with. The process was made simple and stress free.
    Reply from Sebrena Smith
    January 2nd, 2024 02:56 PM
    Thank you Miguel, it was a pleasure working with you, you made my job very easy!! I will be in touch as soon as rates are down enough for you to refinance. Happy New Year to you and your family! Sebrena
  • Encompass
    B
    Bobby R H
    Bassett, VA
    Posted on November 12th, 2023 10:50 PM
    Sebrena was very helpful from our first conversation about mortgage loans to the day we closed on loan.
    Reply from Sebrena Smith
    November 28th, 2023 04:14 PM
    Thank you for the review Bobby, I really enjoyed working with you and your wife. I'll be in touch once rates start dropping! Have a wonderful Holiday season!
  • Encompass
    A
    Annette C H
    Bassett, VA
    Posted on November 9th, 2023 10:19 PM
    Sebrena kept it simple,helped us in decision making and was there for any questions or concerns.Working with her was a great choice.
    Reply from Sebrena Smith
    November 28th, 2023 04:13 PM
    Thank you Annette, it was an absolute pleasure working with you! I appreciate the great review. Have a wonderful holiday season!
  • Encompass
    J
    John G M
    Martinsville, VA
    Posted on November 3rd, 2023 05:51 PM
    I have not purchased a house in many years. Sebrena talked me through every step, every time, and kept constant communication with me daily on where we were and of any items that were outstanding. She is most knowledgeable and truly treated...
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    Reply from Sebrena Smith
    November 3rd, 2023 08:21 PM
    John thank you so much for your wonderful comments. I truly enjoyed working with you every step of the way. Looking forward to working with you again in the future!
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    About
    I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans. What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Fixed Rate Mortgages
    Adjustable-Rate Mortgages
    Jumbo Mortgages
    Loans for Business Owners
    Second Home Loan
    FHA Loan
    USDA Loan
    VA Loan
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 565324
    Hobbies
    • Spending time with family, playing the piano and reading.
    • Spending time with my daughter and grandchildren, playing the piano and being outdoors.
    Disclaimer
    © 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136