

Sebrena Smith
Mortgage Loan Officer

I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
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Sebrina is always so helpful and goes above and beyond!
Sebrena was great she was very helpful throughout the whole process.
Sebrena....she brought us back to Fidelity and kept us informed every step of the way!
Your underwriting process is slow and requirements are ridiculously strict. We were questioned about a balance on a card of less than $35.00 after our ‘refresh’ the day before settlement incorrectly showed balances in accounts even after we...
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Your entire team was very polite, very devoted and above all very patient and knew your job well. Thanks.
The prompt correspondence and patience with us while figuring out online signatures etc.
Sebrena is very nice and easy to work with
How smooth everything went and how it was done in a timely manner.
Serbrina Smith went above and beyond to help us with this loan process. She really made this home loan work for us. She did a great job.
Sebrena Smith was very helpful and communicated good with me. She helped me be a first time home buyer. She was a excellent loan officer.
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About
I have been in retail banking since 1997, specializing in construction lending, home equity loans, bridge loans, etc. I have been in mortgage banking since 2003 and have experience in all aspects conventional, USDA, FHA, and VA loans.
What I love most about my job is helping people achieve their dream of being a home owner. The best feeling in the world is being able to complete a mortgage for someone who never thought they could buy their own home. There is a misconception in our communities that it’s easier to rent than to buy. Please give me the opportunity to show you how easy it would be to own your home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Jumbo Mortgages
Loans for Business Owners
Second Home Loan
FHA Loan
USDA Loan
VA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 565324
Hobbies
- Spending time with family, playing the piano and reading.
- Spending time with my daughter and grandchildren, playing the piano and being outdoors.
Disclaimer
© 2026 Right By You Mortgage Member FDIC and an Equal Housing Lender. Mortgage loans are subject to credit approval. NMLS# 402136