Sean O'Neil - Lower Mortgage
Executive Loan Officer
Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Sean and his colleagues at Homeside Financial made the process of getting a mortgage easy and quick - he is professional and responsive. Highly recommend!
Reply from Owner
July 26th, 2017 12:00 AM
Thank you so much! I am glad we were able to complete the purchase of the new house with a smooth and easy process!
Sean was professional and left my mind at ease. He promptly answered any questions I had. I would recommend him to anyone that would benefit from a refinance or a new loan.
Sean was great and very helpful during the entire process.I was well informed and felt heard by Sean.Sean was very upfront and that was refreshing for me in this entire process.He is professional and I feel good about recommending him to family...
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Sean is very knowledgeable, energetic and willing to answer any question you have. He makes sure you understand every process that is going on with your loan. And he never makes you feel like you are bothering him when you call to ask questions....
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He explained and kept me informed through out the process. I enjoyed working with Sean. He explained things so I could understand and kept me informed Through every step. If I ever do this again I want a person like Sean
Sean, is a pleasure to work with. During the process he keep us informed and aware of next steps. He made it easy for us to signed the necessary documents and accommodated to our schedule. I highly recommend Sean for his professionalism and...
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Reply from Owner
March 8th, 2016 12:00 AM
Thank you so much for the review! you were a wonderful borrower and allowed Homeside Financial and I get this conventional loan with the Home Equity Line Of Credit closed in less than a month. we are getting you a solid amount of payment savings...
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Sean was very helpful. If he was not able to readily answer something he was good about reporting it to his manager quickly so that he could provide me with an answer. While he could have been slightly more amiable about explaining deadlines...
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Sean has been a tremendous help in getting everything working, we appreciate all the help he has helped us with. It has been up and down, but he has always been there to help us get things working. To get all the .paperwork needed to complete...
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Reply from Owner
February 5th, 2016 12:00 AM
I am so glad I was able to pay off ALL of your liabilities and your mortgage using a VA Loan. This will allow you to be 100% debt free faster than you were previously on pace to! You made the process really easy on me as well being a wonderful...
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Sean O'Neil knows this business very well and presented options for me that I wasn't aware of. His expertise in this field was very impressive and I felt quite confident in trusting his guidance. especially after scoping out some others in...
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Reply from Owner
November 16th, 2015 12:00 AM
I am so glad I was able to help. Our unique program to consolidate debts, provide cash out, even having limited equity was utilized in this transaction. We were able to provide a conventional loan, lowering her monthly payments as well as paying...
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From the time Sean first contacted me, he was prepared, convincing, and helpful. Usually, I feel as though I am about to be conned when I receive a cold call. But Sean was compelling from his first sentence. He had done his homework and suggested...
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About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
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Education
- Ohio UniversityAug 2010 -May 2014
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.