

Sean O'Neil - Lower Mortgage
Executive Loan Officer


Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
As first-time home buyers, my fiancé and I were a bit overwhelmed and daunted by the process that lay ahead of us - but to our surprise, it ended up being so easy and seamless, and that was all thanks to Sean. Sean was so knowledgeable and...
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sean was great he work very hard to get things done right the first time. Great customer service. Thank you sean for all your hard work.he kept me up to date on everything that was going to happen and when.my closing was scheduled and it went...
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Working with Sean went great! As a first time home buyer Sean did a great job guiding me through the process. Sean is extremely personable and knowledgeable about the subject matter which made communicating with him and dealing with complicated...
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Sean O'Neil made the refinancing of my home loan quick, easy and transparent. He was able to help me get a much lower interest rate and he was always readily available via phone or email to answer any questions. I was delighted to actually...
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I did not have to lift a finger to refinance my home. They reached out to notify me of lower interest rates and helped me give me more options. I can no either save more money on lower mortgage or pay the home off 10 years faster
I selected Lower after making an online inquiry. I heard from a number of companies, as one would expect, but my loan officer had a level of knowledge and professionalism that was beyond the others that reached out. The others felt like robo-calls....
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My experience refinancing my home mortgage with Lower.com was absolutely brilliant. Sean O'Neill was exceptionally helpful, very efficient and thoroughly professional. Quick and smooth closing and no surprises. Thank you !!!
Sean O’Neil and his team literally did all the work. All I had to do was provide a few documents and a few weeks later I was closing on my refinance loan. I could not have asked for a faster or smoother process.Thanks again Sean.
Working with Sean was great! He made the process so easy and kept me informed along the way. Thank you Sean for helping us buy our home on such a short deadline!
Actively supported me throughout the process, which was quick and a great deal. Made sure we understood everything and made the process smooth and painless.
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About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
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Education
- Ohio UniversityAug 2010 -May 2014

Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.