

Sean O'Neil - Lower Mortgage
Executive Loan Officer


Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sean has been a tremendous help in getting everything working, we appreciate all the help he has helped us with. It has been up and down, but he has always been there to help us get things working. To get all the .paperwork needed to complete...
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Reply from Owner
February 5th, 2016 12:00 AM
I am so glad I was able to pay off ALL of your liabilities and your mortgage using a VA Loan. This will allow you to be 100% debt free faster than you were previously on pace to! You made the process really easy on me as well being a wonderful...
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Sean O'Neil knows this business very well and presented options for me that I wasn't aware of. His expertise in this field was very impressive and I felt quite confident in trusting his guidance. especially after scoping out some others in...
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Reply from Owner
November 16th, 2015 12:00 AM
I am so glad I was able to help. Our unique program to consolidate debts, provide cash out, even having limited equity was utilized in this transaction. We were able to provide a conventional loan, lowering her monthly payments as well as paying...
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From the time Sean first contacted me, he was prepared, convincing, and helpful. Usually, I feel as though I am about to be conned when I receive a cold call. But Sean was compelling from his first sentence. He had done his homework and suggested...
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About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
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Education
- Ohio UniversityAug 2010 -May 2014

Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.