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Lower Mortgage , Columbus, OH

Columbus, OH
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
98%
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1%
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Reviews from Web
  • S
    Shawyawn S
    Posted on October 12th, 2026 07:06 PM
    Sean is a stellar Loan Officer and I've worked with him on multiple transactions. He even caught an issue from one of the title companies which ended up saving me thousands of dollars. Ive shopped other lenders before but Sean always managed...
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    Reply from Sean O'Neil - Lower Mortgage
    October 13th, 2026 02:19 PM
    I appreicate the kind words. I am glad you trusted me with this transaction and I was able to oversee all the moving pieces correctly. Pumped it all worked out!
  • K
    Karl M
    Posted on October 12th, 2026 06:26 PM
    Sean did a fantastic job putting my mortgage package together and for the second time. Very professional and thorough in everything that needed to be to be done. Highly recommend Sean’s services.
    Reply from Sean O'Neil
    October 13th, 2026 02:20 PM
    I'm really pleased to hear that you had a positive experience with me, Karl, and I'm grateful for your kind words. It's wonderful to know that my efforts in assembling your mortgage for the second time met your expectations. Thank you for recommending...
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  • K
    Kevin C
    Posted on October 12th, 2026 06:20 PM
    Sean was a pleasure to work with and made a tricky situation seemingly easy and seamless. Highly recommend!
    Reply from Owner
    October 12th, 2026 06:29 PM
    Kevin, Im glad everything worked out as it did. Those Non-warrantable condos can be tricky but I'm glad we had a smooth process to get you into your new space! It was a pleasure working with you.
  • J
    Juan
    Posted on October 12th, 2026 06:19 PM
    Sean was fantastic to work with throughout the entire mortgage process. He was knowledgeable, professional, and always took the time to explain everything clearly, making the experience smooth and stress free. His communication was excellent,...
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    Reply from Owner
    October 12th, 2026 06:32 PM
    Great to hear! It was my pleasure helping you finance the place you and your family call home.
  • T
    Tyler W
    Posted on October 12th, 2026 05:57 PM
    Working with Sean and the team at Lower was a great experience from beginning to end. Everything was smooth and simple and any questions I had were answered clearly and quickly. 10/10 recommend for any of your real estate needs!
    Reply from Sean O'Neil
    October 13th, 2026 02:20 PM
    I'm glad to hear that you had such a great experience working with me and the team at Lower, Tyler. Thank you for your kind words and recommendation!
  • S
    Spencer W
    Posted on October 12th, 2026 05:57 PM
    Sean helped me secure an incredible rate at a time everything other company was higher. He took care of everything I need to do and was prompt in his communication. Although the home buying process is not fun, Sean made the process seamless...
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    Reply from Owner
    October 12th, 2026 06:51 PM
    I appreciate the feedback. I am so glad I was able to help you get into a bigger space for you and your growing family!
  • C
    Charles F
    Posted on October 12th, 2026 05:55 PM
    Sean was incredibly professional and friendly throughout our entire process. I was a FIRST time buyer and had an immense amount of questions that Sean was able to answer to put me at ease. For any of your mortgage questions or concerns I’d...
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    Reply from Sean O'Neil
    October 13th, 2026 02:21 PM
    I'm glad to hear that you felt at ease during your first home-buying experience. It was my pleasure to assist you with your questions, and I'm grateful for your kind words and recommendation. At Lower, we always strive to provide professional...
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  • C
    Cory G
    Posted on October 12th, 2026 05:54 PM
    Can’t recommend Sean enough for all your mortgage needs.
    Reply from Sean O'Neil
    October 13th, 2026 02:21 PM
    I'm grateful for your kind words, Cory. It's great to know you had such a positive experience with Lower and me for your mortgage needs.
  • C
    Collin R
    Posted on October 12th, 2026 05:53 PM
    Easy process start to finish. Helped us navigate the mortgage process in a professional and courteous way. Would recommend for your mortgage needs
  • O
    Owen B
    Posted on October 12th, 2026 05:50 PM
    Sean executes at the highest level when helping his clients secure financing for their home. He helped my fiancé and I through the process of purchasing our first home, his attention to detail when preparing/guiding us through the process was...
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    Reply from Owner
    October 12th, 2026 06:31 PM
    I am so glad we got in touch to help you with your first of many home purchases. You're the man, it was a pleasure!
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.