Sean O'Neil - Lower Mortgage
Executive Loan Officer
Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sean did a great job listening to our needs and finding us the best deal for our situation. He would follow up with us about any changes to the loan and kept us informed along the way.
This was by far the easiest mortgage loan process I have ever experienced. Sean is very knowledgeable and quick to respond to questions, and had many great suggestions that helped us get the loans that we needed,
O'Neil worked with me to Refinance an investment duplex with a HELOC. He was very good at keeping me up to date with paperwork and allowing us to close on time. He was even quick to send over the Pre-Qualification letter after closing so that...
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I spoke with Sean recently regarding a home equity line of credit. He proved to be very helpful in providing me with a quality loan option for what I needed. He was very professional, courteous, and diligent throughout the process. In addition...
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Sean O'Neil and the Lower team were amazing to work with on our home refinance. I read reviews prior to selecting a lender and felt confident in Lower before I even spoke with them. Sean was extremely detailed and knowledgeable of the process....
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Two words, Mortgage Wizard! Sean was extremely helpful throughout the entire process. Every time I called or emailed him he got back to me within 30 minutes max! I've heard many honor stories about mortgage officers being dishonest or taking...
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Sean O'Neil did an absolutely fantastic job. He was fast, efficient and reliable; the consummate professional. I am very satisfied with Sean and his work.
Great job-kept in touch and was able to guide us through. Closed quickly! No complaints at all! Sean seemed personally interested in making sure we were able to close in time. Will suggest to others!
Sean O’Neil went above and beyond to find the perfect financial solution for me and my wife. He works around the clock to answer any/all questions. I would strongly suggest anyone to first contact Sean and see what he can provide to you, before...
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Sean was great! He was thorough with his work and helped me understand the process. Sean kept me up to date with everything going on and he was always available for any questions I had.
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About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
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Education
- Ohio UniversityAug 2010 -May 2014
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.