Sean O'Neil - Lower Mortgage
Executive Loan Officer
Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We had an excellent experience working with Sean on our new mortgage. Everything was delivered on time and as promised. He will be the first person we call when we need to refinance as well. He treated us like old friends and we are so thankful...
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As first time homebuyers, we weren’t 100% on what we could expect through the buying process. Sean was extremely helpful, answered all of our questions, was readily available, and made the process feel stress-free. We are so happy to have worked...
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As a first time home buyer I was a little nervous. Sean and the entire team at Lower made the process easy and seamless. Anytime something needed to be done their team was on top of it and very clear and concise with communication.If I ever...
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Sean was fantastic. He made everything easy, was available, quick to respond and communicated everything well. Sean is both personal and professional, he made my experience painless and quick ! Thanks Sean!
Sean was extremely helpful! He explained everything very clearly and always made me feel comfortable to ask questions! He told me everything I needed to have ready, and didn't pester me for more and more documents like other lenders at other...
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Sean was a pleasure to work with, remained super helpful and patient throughout the entire lending process, as we were first time home buyers. Sean made himself available to us pretty much all times (day/night, weekdays/weekends), always going...
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Sean was very communicative and organized. He knew exactly what the next step was and ensured we were ready before we got there for a stress free close
As a 3-time user of Sean O'Neil's services, my husband and I keep returning to work with him because of his superior service and quick turnaround time. I recommend Sean with the highest of confidence in his providing excellent results.Sean's...
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Lower had the lowest rates of all the quotes we received. Communication was always easy and quick, and the whole process was just a breeze! Easy to recommend this company to friends and family without a doubt!
Sean O'Neil was great to work with, and I appreciate his attention to detail. His quick response and diligence to keep things moving forward was appreciated. I will use Sean again in the future.
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About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
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Education
- Ohio UniversityAug 2010 -May 2014
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.