Sean O'Neil - Lower Mortgage
Executive Loan Officer
Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
From the first call I was so impressed with Sean. He made me feel like I knew him or he was an old friend. Sean mad this process so easy and stress free. If and when I purchase or refinance my home I will definitely be calling Sean. I will...
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I had the pleasure of working with Sean on a HELOC. He was extremely professional and responsive throughout the process. We closed on time and without any issues. I highly recommend Sean for any lending needs. Thanks again Sean!
I had an unexpected family emergency that required immediate financial support. After shopping around for various options I came across Lower.com and was connected with Sean...and I’m so glad I was. Sean was outstanding to work with. He offered...
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Sean was great thru the whole process from the first contact till after and im sure if i need him in the future i can count on him! Recommend 100% will do everything in his power to make it happen.
Sean did a great job and explained everything very thoroughly!! He saved me $1600 a month! I paid off most of my small bills and have just the one mortgage payment!Would recommend to everyone!
Sean is incredibly knowledgeable advisor after being denied with many lender and working through the home buying process for over month, Sean was the one who guide me from pre approved to final approved with a lower rate than expected.and i...
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Sean is not just a true professional, but his understanding of complicated processes plus his ability to think out-of-the-box was exactly what I needed. My refi/HELLOC, as complicated as it was, became simpler with his clarity and always answering...
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Cannot say enough good things about Sean. After working through the home buying process for over a year, Sean stood by my side through it all. Sean is incredibly knowledgeable, patient, supportive and honest. After being under contract with...
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I would refer Sean to any of my family or friends. He stepped up to the plate and was able to get me through the hardest parts of buying my first home. I could tell he cared and put in the extra effort, he is a 10 out of 10 in my opinion..
150 cherictors isn’t enough space to describe, Sean William O’Neil! He worked with me from the start to the end! When there was a road block in the way he would find a way around it! His knowledge of real-estate was persist and right on mark!...
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About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
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Education
- Ohio UniversityAug 2010 -May 2014
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.