

Sean O'Neil - Lower Mortgage
Executive Loan Officer


Ohio University
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I had an excellent experience working with Sean throughout the process of purchasing my home in Kentucky. From day one, he was professional, knowledgeable, and always available to answer my questions and guide me through each step.Sean made...
read more
I can’t say enough about how wonderful Sean was throughout the entire process. His responses were always immediate. He made the process of getting a home equity loan painless. There were zero frustrations and everything went seamlessly. Highly...
read more
Working with Sean was an outstanding experience from start to finish. He was knowledgeable, responsive, and made the entire loan process smooth and stress-free. Sean took the time to explain every step, answered all of our questions quickly,...
read more
Sean was super helpful with a home equity loan of ours. Communication was excellent from start to finish. He was always quick to respond no matter the time of day and stayed on top of every detail throughout the process. Made everything feel...
read more
Sean was the absolute best in a recent refinance process. He informed me constantly on the expectations, progress, and completion. His communication was constant and reliable. I couldn't have asked for better support.
Sean was very knowledgeable and helpful with my loan request. We were able to secure our funding for our specific needs. It was very easy to communicate with Sean throughout the loan process.
Sean was great to work with on our second mortgage. The process was very easy and he had great communication throughout. I would strongly recommend Sean for any of your mortgage needs.
Sean was attentive and easy to get ahold of when I had questions. He brought our rate down lower than other lenders offered and was able to make some last inning adjustments to get us closed and funded
Satisfactory work and good communication. Sean made sure that we were taken care of every step of the way. I have nothing but good things to say regarding this experience.
Sean was great to work with from start to finish. Great communication and accessibility and helped make the process smooth and easy. I had tried to work with a couple national banks previously and found communication to be sorely lacking. Sean...
read more
11–20 of 73
About
As a Loan Originator at Lower for over a decade, I am able to provide beneficial loans to consumers to put them in the best financial position possible. Whether it is purchasing a new home, getting lower payments or saving on interest, I am an expert in all fields of the industry. I can Conventional loans, VA loans, FHA loans, HELOCs, DSCR loans, bank statement loans. We have a wide range of portfolio programs available even if there is little equity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Investor Mortgages
Home Equity Loan
Home Equity Line of Credit
Specialities
Mortgage Lending
First Time Home buyers
Refinance
Investment
Equity Access
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Ohio UniversityAug 2010 -May 2014

Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1287769
Hobbies
- Traveling
- Sports
- Golf
View All
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.