Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Scott was able to get us a great loan at an extremely lowell rate Scott and his team was very efficient, courteous and professional at all times, and I can't recommend them highly enough.If I could give Scott and Augusta Financial six stars,...
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Scott is hands down the very best! He helped us buy our first home recently and I'm not afraid to say we weren't the easiest clients. Scott was always very patient and responsive to all our requests, no matter out rediculous. Not to mention,...
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Scott is one of the best in the business. Refinancing a home is something that the average homeowner knows very little about. Scott is knowledgeable and helpful. In my first conversation with him he stayed on the phone with me and answered...
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Scott and his staff were great to work with- thorough, professional and friendly. They helped me understand each step of the process of refinancing my home and answered all my questions.
Scott and his team are very professional, knowledgeable and attentive to your needs. Their follow through skills are exceptional. I really enjoyed the videos which explained the loan process along the way.
Scott and his team were so great with my first home purchase! I loved how easy the whole process was due to the level of attention and detail I received. Always took the time to explain items I needed clarification on because it was my first...
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As first time home buyers it was very intimidating and scary to find someone we could trust to help us through the process. Scott was by our side from beginning to end, in close communication and readily available/happy to answer all the questions...
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Scott helped me on my loan to a new property in Orange County! He was always very straight forward with impeccable integrity! This went slightly bad in my own credit situation but he thought outside the box And got the loan done! He always...
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The process of the purchase of our home was a breeze thanks to Scott and the people he works with. There was a time when I was out of the country and Scott was always in contact, making sure we were involved in the process and letting us know...
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I worked with Scott for well over a year while seeking the right home. He made himself available on weekends, evenings, and holidays. I was very appreciative of his experience/knowledge and guidance through the process. He presented options...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.