Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott & his team are always on top of things! As a realtor, he takes great care of my clients and I even had them do the refi for my house!
Scott & his team are always on top of things! As a realtor, he takes great care of my clients and I even had them do the refi for my house!
Reply from Scott Edwards
December 8th, 2025 09:48 PM
Hello, I know it's a little weird talking to someone you don't know, but you've got a wonderful personality. and an awesome profile here. Your smiles are worth more than a thousand sun rays, and I've been staring humbly. I admire the tremendous...
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Many of my clients have used Scott and his team, and are very impressed with their knowledge, service, and turnaround time. They are very accessible and extremely professional. If anyone is buying a home or needs a refi, definitely call them!...
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Many of my clients have used Scott and his team, and are very impressed with their knowledge, service, and turnaround time. They are very accessible and extremely professional. If anyone is buying a home or needs a refi, definitely call them!...
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Working with Scott is such a great time. I have yet to meet someone who knows more about his industry or is half as passionate as he is, while still making sure everything is taken care of, everything is understood and that you are enjoying...
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Working with Scott is such a great time. I have yet to meet someone who knows more about his industry or is half as passionate as he is, while still making sure everything is taken care of, everything is understood and that you are enjoying...
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Scott is passionate about helping and educating others. He is an expert in his field but makes you comfortable by explaining all the information you need to know without complications. You will always know you have someone on your side as a...
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Scott is simply amazing and great to work with. When looking for a mortgage lender, you want someone with all the knowledge to help you go through a smooth process and he is definitely the right person for this. Very professional, I highly...
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Scott is simply amazing and great to work with. When looking for a mortgage lender, you want someone with all the knowledge to help you go through a smooth process and he is definitely the right person for this. Very professional, I highly...
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Scott the Mortgage Doc is the best around hands down! He is extremely knowledgeable in everything from lending to refinancing. His approach is like no other and he truly strives to give you the best possible experience while working with him....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.