Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott the Mortgage Doc is the best around hands down! He is extremely knowledgeable in everything from lending to refinancing. His approach is like no other and he truly strives to give you the best possible experience while working with him....
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Like Scott says "Ask Scott the Mortgage Doc" this man knows his stuff!! If you need help with your mortgage Scott gets it done! His unique personality makes him so easy to talk with and he helps you understand that every situation is different...
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Like Scott says "Ask Scott the Mortgage Doc" this man knows his stuff!! If you need help with your mortgage Scott gets it done! His unique personality makes him so easy to talk with and he helps you understand that every situation is different...
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Scott is very responsive and insightful. He really knows his business!
Scott is very responsive and insightful. He really knows his business!
I have nothing but positive feedback to say about Scott. I have had the pleasure of working with Scott on multiple occasions. He is very professional, knowledgeable and thorough. He very easy to talk to and work with. He greatly values his...
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I have nothing but positive feedback to say about Scott. I have had the pleasure of working with Scott on multiple occasions. He is very professional, knowledgeable and thorough. He very easy to talk to and work with. He greatly values his...
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Scott at Hancock Mortagage has the experiance and the heart to keep you out of trouble when buying or refiing. His community spirit is huge. Supporting local Vets and their familys for holiday events. Call him first or call him for a second...
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Scott's personality makes him such a pleasure to work with. He is always available to his clients, day or night, and r works hard to expedite the process. You want him on your team whether you're a realtor or a client.
Looking for and buying a home is not such an easy task. Especially if you have never done it before. But, from the moment I met Scott Edwards, I felt I could breathe again. Scott and his experienced team were with my husband and I every step...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.