Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Scott is a superb lender. I was a first time home buyer and knew very little about the procedures and details that go into getting a home loan. Scott was patient, understanding, and caring in answering all of my questions, day or night, through...
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Scott makes the mortgage process simple and easy to understand. There are just a ton of options and pieces that make the whole process confusing. The key is to get someone you trust to help and then you don't have to worry about it. That is...
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Scott makes the mortgage process simple and easy to understand. There are just a ton of options and pieces that make the whole process confusing. The key is to get someone you trust to help and then you don't have to worry about it. That is...
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Scott Edwards has the experiance and the heart to keep you out of trouble when buying or refinancing. His community spirit is huge. Supporting local Vets and their familys for holiday events. Call him first or call him for a second opinion....
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Scott is an awesome guy! He is knowledgeable, caring and is there for you with any questions. He made this process easier than expected. Plus, his personality eases the situation considering it is such a BIG step to take in buying a home. I...
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Scott is an awesome guy! He is knowledgeable, caring and is there for you with any questions. He made this process easier than expected. Plus, his personality eases the situation considering it is such a BIG step to take in buying a home. I...
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From the beginning to end, Scott was diligent and kept everything in forward motion. He found a great rate for me and kept my escrow agent on task...if it weren't for him I'd probably still not have closed on my home. Thanks Scott for your...
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Being a real estate agent is step one! Step 2 is having an amazing team to support you and your clients through the wild world of real estate! Scott it is always a pleasure working with you, you're like a magician saving deals for me left and...
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Being a real estate agent is step one! Step 2 is having an amazing team to support you and your clients through the wild world of real estate! Scott it is always a pleasure working with you, you're like a magician saving deals for me left and...
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Scott and his team are probably one of the best lenders I've ever experienced. They are always on top of EVERYTHING. They keep you in the loop - and they are all so knowledgeable and friendly and don't make you feel stupid for asking questions...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.