Scott Edwards
Loan Officer | NMLS# 1097143
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
It makes a difference when you've working with the realtor and finance guy for three years.
Thanks for all of your help, we will not be strangers.
My husband really did most of the interaction after initial contact. I thought Scott was really friendly and willing to answer any questions. The only let down was the interest rate was much higher than what he originally felt confident he...
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Reply from Scott Edwards
August 24th, 2026 03:41 PM
Thank you for sharing your experience, Raye. I'm glad you found me friendly and approachable, and I appreciate your feedback about the interest rate. If you have any more questions or need further assistance, please reach out to me directly....
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Coming from out of state there were aspects of the financing and titling unfamiliar to me e.g. community property state, utilizing two separate trusts, zoning matters, etc. that Scott brought to my attention and remedied. I also believe that...
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Reply from Scott Edwards
August 24th, 2026 08:09 PM
Robert, I'm pleased to hear that I could help clarify the complexities of your out-of-state financing and titling needs. I appreciate your understanding about the rate and am glad that overall, you had an excellent experience. Thank you for...
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Scott made happen what I thought was impossible. It was an absolute pleasure working with him and the team.
Reply from Scott Edwards
August 4th, 2026 07:21 PM
Teresa, I'm grateful for your kind words and happy to hear that we could achieve what you thought was impossible. It was a pleasure working with you as well! If there's anything else you need, please let me know.
Scott was very patient and attentive to us even when we had some questions that bothered us during the process. Glad we had him to work with us. Looking forward to future work together.
Reply from Scott Edwards
August 3rd, 2026 03:13 PM
Opeyemi, I appreciate your kind words and I'm glad I could assist you with your questions during the process. It's wonderful to know that you're looking forward to working together in the future. If you have any more questions or need further...
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The Mortgage Doc is great at what he does he knows how to get you from trying to achieving, all you have one has to do is reach out to him.
It's all with how he lets you know what's needed to better assist his Customers to ascertain thte they're seeeking. He's The Doc because he makes sure all is well from start to finish.
Reply from Scott Edwards
August 3rd, 2026 07:58 PM
Nikita, I'm pleased to hear that you felt well-informed throughout the process. Ensuring everything goes smoothly from start to finish is important to me. If there's ever anything more you need, please feel free to reach out.
Scott is trustworthy and caring! Goes above and beyond!
Scott went above and beyond in every aspect! Fast work, great communication, and awesome client care!
Reply from Scott Edwards
July 21st, 2026 06:16 PM
Joseph, I appreciate your kind words and am glad to know that you felt well taken care of. It's great to hear that my communication and client care met your expectations. If you need anything else, feel free to reach out.
Great listener and tailors purchase to the individual buyer's needs.
Reply from Scott Edwards
June 23rd, 2026 04:26 PM
Antonia, I'm pleased to hear that you felt I tailored the purchase to your needs. Being a good listener is important to me, and I'm glad it made a positive impact on your experience. If there's anything else you need, please feel free to reach...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1097143
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.