Waterstone Mortgage - Fort Walton Beach, FL's Cover Image
Waterstone Mortgage - Fort Walton Beach, FL in Fort Walton Beach, FL

Waterstone Mortgage - Fort Walton Beach, FL

Fort Walton Beach, FL
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At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • A
    Alex D
    MIRAMAR BEACH, FL
    Posted on July 1st, 2026 12:22 PM
    Smooth transaction, customers felt at ease entire time.
    Reply from Ken Jarosz
    July 8th, 2026 03:19 PM
    Alex, I'm happy to know that the transaction went smoothly and that you felt at ease throughout the process. Thank you for sharing your experience with me.
  • D
    Daniella D
    GULF BREEZE, FL
    Posted on June 30th, 2026 07:08 PM
    Very communicative and was available when/as needed, answered questions quickly. Fantastic person to work with!
    Reply from Ken Jarosz
    June 30th, 2026 07:32 PM
    Thank you so much for the kind words! It was a pleasure working with you as well. I truly appreciate the communication and teamwork throughout the transaction, and I’m glad I could help make the process smooth for everyone involved. Looking...
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  • T
    Terry W D
    Freeport, FL
    Posted on June 29th, 2026 10:00 PM
    Heather and her team were very quick and efficient throughout the whole process. They promptly answered any questions we had and were able to make the moves up date for closing with no issues. We would recommend everyone to go with them on...
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    Reply from Heather Calvo at Waterstone Mortgag...
    July 7th, 2026 03:06 PM
    Terry, I appreciate you sharing your experience and kind words about my team and me. I'm glad we could assist you efficiently and help with the closing process. Thank you for recommending us for future home purchases!
  • K
    Katherine A R
    Navarre, FL
    Posted on June 29th, 2026 12:04 AM
    Thanks for working with us at a distance and for being at closing.
    Reply from Linda Kirkpatrick
    June 29th, 2026 12:26 AM
    I appreciate your kind words, Katherine. I'm glad I could assist you from a distance and be present at the closing. If you have any more questions or need further assistance, feel free to reach out.
  • T
    Tristan M
    Fort Walton Beach, FL
    Posted on June 27th, 2026 10:02 AM
    Great communication
    Reply from Sue Botelho at Waterstone Mortgage ...
    June 28th, 2026 06:32 PM
    Thank you, Tristan! Enjoy your new home!
  • M
    Marcella S
    Posted on June 25th, 2026 05:28 PM
    Sue Botelho at Waterstone Mortgage NMLS #262520 has received a review with 5 star rating from Marcella S
    Reply from Owner
    June 28th, 2026 06:32 PM
    Thank you, Marcella!!!!
  • M
    Marcella S
    Davenport, FL
    Posted on June 25th, 2026 05:27 PM
    Sue is highly competent, well-informed, supportive, and prompt . I wholeheartedly recommend her for anyone seeking a seamless transaction.
    Reply from Sue Botelho at Waterstone Mortgage ...
    June 25th, 2026 05:33 PM
    Thank you, Marcella! It's always a pleasure working with a professional Realtor such as yourself and I hope your clients realize how much they benefit from your knowledge and your experience! I look forward to working with you again soon!
  • L
    Larry C
    Davenport, FL
    Posted on June 25th, 2026 12:43 PM
    Great response time and friendly.
    Reply from Sue Botelho at Waterstone Mortgage ...
    June 25th, 2026 12:48 PM
    Thank you for the review! And congratulations!
  • S
    Stephen S
    Shalimar, FL
    Posted on June 23rd, 2026 03:47 PM
    Beth Mangum was informative, friendly, attentive, and answered all of our questions quickly!
    Reply from Beth Mangum
    June 29th, 2026 03:04 PM
    So happy you found your forever home and are making it yours! You were amazing to work with. Congratulations, and thank you for your review!
  • J
    Jillian H
    Ponce De Leon, FL
    Posted on June 23rd, 2026 12:59 PM
    Heather and her team were fast, helpful, answered all my questions.
    Reply from Heather Calvo
    June 30th, 2026 05:42 PM
    Jillian, I'm pleased to know that you found my team and me fast and helpful, and that we could answer all your questions. Thank you for sharing your positive experience with Waterstone Mortgage!
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    About
    At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions