Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Waterstone Mortgage - Fort Walton Beach, FL
I had the pleasure of working with Heather Calvo with Waterstone on a recent transaction, and I couldn't be more impressed. She was extremely organized, professional, and proactive throughout the entire process. Communication was excellent,...
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I had the pleasure of working with this lender on a recent transaction, and I couldn't be more impressed. She was extremely organized, professional, and proactive throughout the entire process. Communication was excellent, and she stayed on...
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Reply from Heather Calvo
June 29th, 2026 07:00 PM
Katie, I'm grateful for your kind words and am pleased to hear that you were impressed with my organization and communication throughout the process. It's wonderful to know that I could help your clients feel comfortable and informed. I appreciate...
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Waterstone Mortgage - Fort Walton Beach, FL
Heather was wonderful and personable. Prepared and thorough. Closing was easy with someone to help the whole way through.
Heather was wonderful. Everything was prepared and ready to go. Easy.
Reply from Heather Calvo
June 29th, 2026 08:03 PM
Laura, I'm glad to hear that you found everything prepared and easy during the process. Thank you for your kind words and for choosing Waterstone Mortgage!
What a fantastic team! If there is a way to get you in a home, they will find it!
Reply from Owner
June 25th, 2026 12:49 PM
Thank you, MICHELLE! We were bound to determined that you were going to close on that house! We’re so excited that you’re in your first ever own home! Here’s to making lots and lots of memories!
What a super team! You can really tell theiseasoned and have a passion for serving their clients to the best of their interests and abilities!
Reply from Sue Botelho at Waterstone Mortgage ...
June 19th, 2026 01:52 PM
Thank you so much, Michelle! We're all so excited to get you and your family into your very first ever OWN HOME! Here's to lots of memories being made!
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Waterstone Mortgage - Fort Walton Beach, FL
Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from George B
Heather was very helpful especially in communicating the needs of what I needed to do for approval.Closing was on time which was great.I would happily recommend Heather to anyone seeking a mortgage that is stress free and informative
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Reply from Heather Calvo
June 25th, 2026 05:58 PM
George, I'm happy to hear that you found my assistance helpful and that the closing went smoothly. Your recommendation means a lot to me, and I'm grateful for your kind words about my communication throughout the process. Thank you for choosing...
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Reply from Heather Calvo
June 23rd, 2026 03:37 PM
Thank you for your rating, Georgia. I'm glad to have been of assistance during your process with Waterstone Mortgage.
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Ken and the entire team were all so helpful and made this experience even better. Ken was always available to answer my questions and work with me while selling another house to buy a new one. Felt like they went out of their way to help. Would...
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Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Thank you so much for the kind words! It was truly a pleasure helping you through both the sale of your previous home and the purchase of your new one. I know there were a lot of moving pieces, and I'm glad we were able to make the process...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions