

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Sue with Waterstone Mortgage was awesome! Helped me achieve the best rate for an income property refinance while we experienced historical lows. Working through COVID-19, Sue and the Waterstone team made the experience seamless. Highly recommend...
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Working with Beth was an absolute breeze! I am an investor who was out of state and Beth made is extremely easy to get my mortgage done and was available to answer any call/email/text anytime a day! I highly recommend Beth to anyone that needs...
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Reply from Beth Cummins Mangum
January 28th, 2021 01:15 AM
Thank you, Monica! You were so amazing to work with! Can’t wait until you buy one for yourself down here....get out of that cold up there!
Best mortgage company located here in Crestview, FL! Mr. JJ Botelho Loan Manager with Waterstone Mortgage Company went above and beyond from start to finish on purchasing my home! As a 21 year Air Force Veteran, I Highly Recommend to anyone...
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Reply from Owner
January 8th, 2026 11:45 AM
Thank you for this 5-star review, Amos. Isn't it a wonderful feeling when you have an experience that exceeds your expectations? We are thrilled you found your lender for life, with Waterstone Mortgage and JJ Botelho.
We bought our house in Sept. 2016 and we worked with Dawn then. She was always available for questions, and pointed us in the right direction. We did a V.A. Loan and I know it wasn’t easy dealing with them. We closed pretty quick. And we recently...
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Dawn was my loan originator who helped facilitate the process of me buying my home recently. :) She was very easy to coordinate things with and she was on top of everything! She also explains the whole process and everything in a very understandable...
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Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Atropia V
Reply from Owner
January 8th, 2026 11:45 AM
Thank you for the 5-star review, Atropia!
Sue was fantastic to work with, she ensured that we were ready to close as soon as possible! She was also very responsive to any questions we had, I highly recommend to contact Sue.
Reply from Owner
January 8th, 2026 11:45 AM
Thank you for the review, Jennifer! Having a professional loan originator by your side, makes for a smooth, stress free loan process. We are glad you are enjoying your new home and look forward to working with you in the future. Thanks again!...
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Sue was great to work with, very responsive to any questions we had.She was also very thorough and helped us to close as soon as possible.We would highly recommend contacting Sue!
Katelyn did an amazing job. This was my first time buying a house, and Katelyn was always there to answer my questions and helped me understand the process of buying a home. It really felt like she went the extra mile to make sure I understood...
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Reply from Owner
January 8th, 2026 11:45 AM
Thank you for this review, Joseph! We know many questions pop up throughout the loan process, especially when you are buying your first home, that's why communication is key. It sounds like Katelyn went above and beyond, providing answers to...
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Sue was absolutely amazing! She was friendly, helpful, extremely knowledgeable and very professional. She guided us through the process of being first time home buyers, and helped us tackle anything that popped up. I was very nervous about...
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Reply from Owner
January 8th, 2026 11:45 AM
Thank you for taking the time to write this review, Victoria. We are happy to hear your first homebuying experience was a smooth and easy process, thanks to Sue. We look forward to working with you again, should you have future homebuying or...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions