

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
This is my 4th home purchase and it was the fastest precessing. Admittedly I was little bit concerned about the information flow, but everything got taken care of on the background and I was able to close without issues.
Reply from Owner
January 8th, 2026 11:45 AM
Wow, talk about a quick closing! We know the struggles that come with buying a home but it sounds like our team was able to help you close quickly. We hope you are enjoying your new home and thanks again, Alejocol88.
Beth was always responsive and I felt like she had my best interest in mind when helping me with the loan process. She seemed just as excited to make sure I got the best deal as I was.
Reply from Beth Cummins Mangum
December 14th, 2020 07:52 PM
Thank you, Matt! Coming from an amazing borrower such as yourself, that means so much!
This is the fastest VA loan experience I have. Glad everything worked out so fast and smooth. Thanks Sue for your help.
Reply from Owner
January 8th, 2026 11:45 AM
Thank you for this 5-star rating, Zhen! We're happy to hear you had an amazing VA loan experience with Sue.
Sue worked diligently on our behalf to make sure the whole process went smooth. At closing we received great feedback from the title company on how Sue and the Waterstone Mortgage team made sure we closed on time. I'm so thankful our first...
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Reply from Owner
January 8th, 2026 11:45 AM
Congratulations on your new home! Having a smooth loan process that closes on time = awesome. We hope you are enjoying your new home. Thanks again!
I did a VA refinance with Sue and her Waterstone team. They quickly answered all my questions and were very easy to work with. I would definitely recommend using her.
Sue is a wonderful person to have on your side during this experience. She works so hard to do everything she can to get things done for you. I personally wouldn’t have made it without her!
Reply from Owner
January 8th, 2026 11:45 AM
Thank you for this wonderful review, Brandy! We're glad to hear Sue went above and beyond during the loan process. We hope you'll return to her for any future homebuying or refinancing needs.
Excellent service, even with the contactless COVID world we live in this was a streamlined process. They went above and beyond to get me the best rate possible and expedite closing to ensure everything went smoothly.
Reply from Owner
January 8th, 2026 11:45 AM
Thank you for this review, Jesse. We're glad you had a great experience, and saw that not even COVID slows us down!
Sue was super helpful and knowledgeable through our home buying process. We received an incredible rate and couldn't be happier. We will be recommending Waterstone Mortgage to everyone. Thanks again!
Reply from Owner
January 8th, 2026 11:45 AM
Thank you for the 5-star rating and review, Matthew. We are glad Sue was able to help you in providing a positive homebuying experience! We appreciate your recommendation and hope to work with you again should you have any future homebuying...
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Sue was amazing and did a fantastic job
Reply from Owner
January 8th, 2026 11:45 AM
Thank you so much for your review! Don't be a stranger!
Easy process and Katelyn Linebarger helped me every step of the way. I 100% feel that with out her reaching out and insuring everything was always in order I would have never been able to close. She is did such a great job closing my home while...
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Reply from Owner
January 8th, 2026 11:45 AM
Thank you for writing this amazing review, Ben! A loan originator with communication skills that exceed expectations during any mortgage and refinance process really does help everything to go smooth and easy. We're happy to hear you had such...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions