Waterstone Mortgage - Fort Walton Beach, FL

Name: Waterstone Mortgage - Fort Walton Beach, FL
Address: 123 Staff NE Dr, Fort Walton Beach, Florida, 32548
Telephone: +1-850-362-6901
Rating: 4.92

Fort Walton Beach, FL

4.92

(819)

Mortgage

Mortgage Loan Officer

Contact Info

(850) 362-6901

8503441780

Fort Walton Beach, FL

https://www.waterstonemortgage.com/branches/ft-walton-beach-fl

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM(Open now)

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4.92

(819)

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5 Star

97%

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1 Star

I highly recommend Sue and her team! While other places gave me a hard time and made the dream of owning a home borderline impossible. These mortgage warriors went above and beyond to make it happen! My family and I are super appreciative of...

Reply from Owner

January 8th, 2026 11:44 AM

Thank you for sharing, Ricardo! We're thrilled to hear everything went so smoothly with your homebuying with the help of Sue and her team. We hope to work with you again in the future.

Sue & her Team are the best lenders out there! From start to finish they made sure everything went smoothly so we could ensure of my on time closing. Thank you Sue.. Thank you for y’all’s hard work in getting everything done.

Reply from Owner

April 5th, 2022 12:00 AM

Thank you for taking the time to write this review, Russ! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Sue & her team.

Beth handled my refi flawlessly from start to finish. She and her team respected my time and educated me on all my options. I'm a busy realtor and not always easily reachable, yet she managed to keep me updated every step of the way without...

First of all, I'm not very great at adulting. I feel like buying a home is a very adult thing to do. Everyone kept telling me "the process of buying is the hardest," so with those words I kept expecting it to be really hard. Beth and her team...

Reply from Owner

March 29th, 2022 12:00 AM

Taryn, thank you so much for the wonderful review. We all had a blast working with you. Thank you for allowing us to be apart of this journey in your life. CONGRATULATIONS, You're a home owner now! :)

Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Matthew W

Reply from Owner

January 8th, 2026 11:44 AM

Thank you for the 5-star rating, Matthew. Don't be a stranger.

By far the best in the business! Sue kept me informed throughout the process and even gave me the option to close early.

Reply from Owner

January 8th, 2026 11:44 AM

Thank you for this glowing review, Morgan! We're ecstatic you had such a wonderful experience with Sue. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.

I was purchasing a Destin, FL condo -- from Colorado. I knew nothing about FL lending, who to call, etc. My realtor suggested Sue and called her "The Condo Queen." He was not kidding. The transaction was smooth -- but only because she and her...

Reply from Owner

March 4th, 2022 12:00 AM

Thank you for taking the time to write this review, Stacey! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Sue and her team.

Sue worked quickly and at all hours to try to get my closing done as efficiently as possible!

Reply from Owner

January 8th, 2026 11:44 AM

Thank you for this glowing review, Jody! We're ecstatic you had such a wonderful experience with Sue. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.

Amazing communication and process! I’ve bought/sold a decent amount of properties and this was the best experience yet. Sue and her team kept us informed and when their was an issue they were quick to have a solution. Highly recommend.

Reply from Owner

January 8th, 2026 11:44 AM

Thank you for taking the time to write this review, Gordie! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Sue and her team.

This is the third loan we have completed with Dawn Hoffman (two new home loans, one refinance), and we will likely continue to use her for any future mortgage needs. She is thorough, helpful, and prompt in her communication. We weren’t sure...

Reply from Owner

February 8th, 2022 12:00 AM

Thank you for this review, Laurjcook! A professional, informative loan originator is essential to have by your side, during the loan process. We're glad Dawn was there every step of the way to walk you through the refinance process. Thanks...

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About

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Eastern Standard Time (EST)

Disclaimer

Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions