

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sue Botelho and the Waterstone Team, took our failed loan, from one of the nation's largest lenders, and closed within 16 days while saving us over $7,000! We were shocked and distraught after the big guy took 6 weeks to inform us they could...
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Reply from Owner
September 20th, 2023 12:00 AM
Thank you for taking the time to write this review, Todd! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Sue and her team.
Heather Calvo has received a review with 5 star rating from Jolene Anderson
I love Heathers communication and her attention to detail. She stayed right on top of everything to make sure we have a smooth closing. Thanks again Heather.
I enjoyed working with Heather. She is very professional and down to earth. Due to some factors out of our control, we were not sure if we would be able to close on time but she made magic happen and helped us get to the closing table on our...
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This company is excellent on guiding you through the buying process of a new home. JJ was amazing and I will definitely recommend him to anyone.
Reply from Owner
January 8th, 2026 11:44 AM
Thank you for sharing your wonderful experience with us, Cynthia! It sounds like JJ was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication JJ has to his customers....
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Heather helped us find the perfect program for our needs. Knowledgeable and helpful throughout the total process. Was easy to reach with quick response time.
Heather helped us with our first home purchase, and she exceeded all of our expectations. She was very quick to respond and went out of her way to make sure we were getting the best deal possible. 10/10 would recommend her
The true test of mortgage lenders is not with easy slam dunk deals, but the tough ones that require persistence, patience and creativity. Having just successfully closed a "tough one" with Heather Calvo, I can say she is always rock solid,...
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Reply from Owner
August 17th, 2023 12:00 AM
Thank you Troy! I appreciate the kind words and look forward to our next transaction.
Heather was extremely knowledgeable and tentative. She was able to answer any and every question, all hours of the day. I can’t imagine anyone working harder and more efficiently. She couldn’t have made the process any smoother, by the walking...
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Quick and efficient mortgage service.
Reply from Owner
January 8th, 2026 11:44 AM
Thank you for this 5-star review, Muhammad! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions