

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Exceptional Service – Highly Recommend Dean Carrier!We have worked with Dean Carrier for years, and we honestly wouldn’t think of using anyone else for our lending needs. Dean is incredibly knowledgeable, professional, and dependable. He has...
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Exceptional Service – Highly Recommend Dean Carrier!We have worked with Dean Carrier for years, and we honestly wouldn’t think of using anyone else for our lending needs. Dean is incredibly knowledgeable, professional, and dependable. He has...
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Reply from Dean Carrier
September 4th, 2026 01:11 PM
Thank you so much for your incredibly kind words and for trusting me with your lending needs over the years. It has truly been a privilege to work with you. I’m grateful for your continued confidence, and I deeply appreciate you taking the...
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Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Billy C
Your whole team was very responsive to my questions and made the loan easy and fast which I appreciated.
Reply from Beth Mangum
September 4th, 2026 04:26 PM
Appreciate your kind words so much, Mr. C! Enjoy your new condo!
Linda Kirkpatrick has received a review with 5 star rating from Michael
Reply from Owner
September 2nd, 2026 01:52 PM
Thank you for the great rating, Michael. I'm pleased to know that your experience with me was positive.
Working with Linda
Reply from Linda Kirkpatrick
September 9th, 2026 05:54 PM
I'm happy to hear that working with me was a positive experience for you, Michael. Thank you for the great rating!
Linda & her team kept us informed each step of the process .
Reply from Linda Kirkpatrick
September 1st, 2026 01:24 PM
Thank you, Donna, for recognizing the efforts of my team and me. I'm pleased that we could keep you informed throughout each step of the process. I wish you much happiness in your new home for many years to come!
Linda & her team were exceptionally professional & very informative on all aspects of our loan process
5 star
Reply from Owner
September 8th, 2026 01:49 PM
I'm pleased to hear that you found my team and me professional and informative throughout your loan process, Park. Thank you for taking the time to share your experience.
We are so grateful for how helpful Linda was during this entire experience. Our entire process was smooth and sweet thanks to her and our realtor. We will go through Linda for all future home buying experiences for sure.
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Reply from Linda Kirkpatrick
August 29th, 2026 03:45 PM
Thank you, Damon, for your kind words. I'm glad to hear that the process was smooth and enjoyable for you. I look forward to assisting you with any future home-buying needs.
Dean was outstanding to work with. He definitely went above and beyond in all areas and was always just a phone call away and accessible after regular business hours I would definitely recommend him and utilize his services again in the future....
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Reply from Dean Carrier
September 4th, 2026 01:13 PM
Thank you, Hector! I really appreciate the kind words and the opportunity to work with you. I’m glad I could help make the process easier and be there when you needed me. It was a pleasure working with you, and I’d be happy to help again anytime...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions